3 Dale St, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 3 Dale St, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	8 bd · 2 ba · 2,318 sqft · built 1958
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$675,000 (Jun 2008)
Tax Bill	$19,903 (2026)
Deeds & Mortgages	Jul 2020 Mortgage Sep 2017 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`551400 146-14-2-50`

Property Details

APN / Parcel Number

Primary APN	`551400 146-14-2-50`
Alternative APN	`140014601400020500000000`

Interior

Bedrooms	8 Beds
Full Baths	2 Baths
Building Area	2,318 sqft Living Area
1st Floor Area	2,318 sqft
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Lot Area	6,534 sqft (0.15 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3 DALE ST
City	RYE
State	NY
Zip	10580-2705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Subdivision	SUBDIVISION MAP OF RYE BEACH MANOR
Legal Block	2
Legal Lot Number	50.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	5
Census Block	5005
Census Tract	7600

Owner

3 Dale St is owned and occupied by two individuals who bought it in June 2008.

Source: Westchester County and Rye City records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 DALE ST, RYE, NY 10580-2705
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage WEBSTER BANK NA
Sep 1, 2017	Deed of Trust, Mortgage · VA Mortgage WEBSTER BANK NA
Mar 21, 2019	Deed of Trust, Mortgage · Line of Credit WEBSTER BANK NA
Jul 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage WEBSTER BANK NA
Jul 6, 2020	Loan Modification, Mortgage · Conventional Mortgage WEBSTER BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2008 · Amount on File
Deed Sale	Jun 16, 2008 · Amount on File
Deed Document Number	2008481580501
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	3 DALE ST, RYE, NY 10580-2705
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	STATEWIDE BASTRCT CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0602043364
Date	Jul 30, 2020
Instrument	602043364

Lender

Name	WEBSTER BANK NA
Type	Bank
Address	WATERBURY, CT 06702

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8%
Index	1-Year LIBOR
Max Rate	8%

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	3 DALE ST, RYE, NY 10580-2705
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0572443019
Date	Sep 1, 2017
Instrument	572443019

Lender

Name	WEBSTER BANK NA
Type	Bank
Address	WATERBURY, CT 06702

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Aug 3, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.24%
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	3 DALE ST, RYE, NY 10580-2705
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0590793504
Date	Mar 21, 2019
Instrument	590793504

Lender

Name	WEBSTER BANK NA
Type	Bank
Address	WATERBURY, CT 06702

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Feb 21, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.74%
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	3 DALE ST, RYE, NY 10580-2705
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STATWIDE ABSTRCT CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0602043360
Date	Jul 30, 2020
Instrument	602043360

Lender

Name	WEBSTER BANK NA
Type	Bank
Address	WATERBURY, CT 06702

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8%
Index	1-Year LIBOR
Max Rate	8%

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WESTCHESTER NY
Property Address	3 DALE ST, RYE, NY 10580-2705
Document Number	0602043372
Instrument Date	Jul 6, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	STATEWIDE ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 DALE ST RYE NY 105802705, RYE, NY 10580-2705

Mortgage

Document Number	0602043372
Date	Jul 30, 2020
Book Page	060204/003372

Lender

Name	WEBSTER BK NA
Type	Bank
Address	SOUTHINGTON, CT 06489

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 3 Dale St was $19,903, down 28% from the year before.

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$19,903.00 (-27.98%)
2025	$27,635.00	$15,700 (-) Land $4,600 Building $11,100	$1,330,509 (+6.78%) Land $389,831 Building $940,678
2024		$15,700 (-) Land $4,600 Building $11,100	$1,246,031 (+2.38%) Land $365,079 Building $880,952
2023		$15,700 Land $4,600 Building $11,100	$1,217,054 Land $356,589 Building $860,465

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3 Dale St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 56 policies
Nearby Flood Policies	56 in force
Nearby Flood Claims	143 (1979–2023)
Claims Outside the SFHA	39 of 143
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 20 claims Hurricane Irene, Aug 2011 · 16 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Dale St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK, INC. RD-2 private · serves 57,301 people · EPA ID NY5903456
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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