3 Cypress St, Newark, NJ 07108 Property Records

Essex County and Fairfield Township property record for 3 Cypress St, Newark, NJ 07108

Property Summary

Property Type	Single Family Home
Details	2,460 sqft · built 1974
Lot Size	0.381 acres (16,601 sqft)
Owner	2 Individual Names on Record
Last Sale	$472,000 (May 2017)
Tax Bill	$10,216 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit May 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`07-02503-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`07-02503-0000-00006`
Alternative APNs	`070250300006` `00000794`

Interior

Stories	2 Stories
Building Area	2,460 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Construction Type	Frame
Lot Area	16,601 sqft (0.381 acres)
Lot Dimensions	166 ft deep x 100 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	00000794
Street Address	3 CYPRESS CT
City	FAIRFIELD
State	NJ
Zip	07004-2118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	100X166
Legal Block	2503
Legal Lot Number	6
Jurisdiction	ESSEX NJ
Township / Civil Division	FAIRFIELD
Census Block Group	1
Census Block	1000
Census Tract	21601

Owner

Source: Essex County and Fairfield Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 CYPRESS CT, FAIRFIELD, NJ 07004-2118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage · Line of Credit TD BANK NA
May 19, 2017	Grant Deed, Transfer · Conventional with PMI GET A RATE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2017 · Amount on Record
Deed Sale	May 19, 2017 · Amount on Record
Deed Document Number	201743220
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	3 CYPRESS ST, NEWARK, NJ 07108
Transaction Type	Mortgage
Record Updated	Nov 14, 2025
Title Company	SERVICE TITLE, SERVICELINK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000065569
Date	Oct 20, 2025
Instrument	2025065569

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	May 19, 2017
Property Address	3 CYPRESS ST, NEWARK, NJ 07108
Document Number	0000043220
Instrument Date	Apr 28, 2017
Instrument	43220
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	MAX TITLE SERVICES INC, MAX TITLE SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$472.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 CYPRESS CT FAIRFIELD NJ 070042118, FAIRFIELD, NJ 07004-2118

Mortgage

Document Number	43221
Date	May 19, 2017
Instrument	43221

Lender

Name	GET A RATE LLC
Address	200 RIVERFRONT BLVD # 1, ELMWOOD PARK, NJ 07407-1037

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 18, 2047

Tax Assessment & Valuation

Source: Essex County and Fairfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Fairfield Township
Elementary School District	Fairfield Township School District (KG - 06)
Secondary School District	West Essex Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$490,900 (-) Land $244,000 Building $246,900	$490,900 (-) Land $244,000 Building $246,900
2025	$10,216.00 (-2.57%)	$490,900 (-) Land $244,000 Building $246,900	$490,900 (-) Land $244,000 Building $246,900
2024	$10,485.00 (+6.64%)
2023		$490,900 Land $244,000 Building $246,900	$490,900 Land $244,000 Building $246,900
2022	$9,832.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 69 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	73 units insured incl. 4 condo units
Nearby Flood Claims	84 (1978–2023)
Claims Outside the SFHA	5 of 84
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 33 claims Severe Storms And Flooding, Mar 2010 · 8 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFIELD WATER DEPT serves 7,400 people · EPA ID NJ0707001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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