3 Cypress St, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 3 Cypress St, Marblehead, MA 01945 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,374 sqft · built 1922
Lot Size	0.125 acres (5,458 sqft)
Owner	2 Individual Names on File
Last Sale	$835,000 (Mar 2023)
Tax Bill	$7,250 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`MARB M:0040 B:0030 L:0`

Property Details

APN / Parcel Number

Primary APN	`MARB M:0040 B:0030 L:0`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,374 sqft Living Area
Gross Area	2,960 sqft
Basement Area	924 sqft
Unfinished Basement	924 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Bungalow
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,458 sqft (0.125 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Street Address	3 CYPRESS ST
City	MARBLEHEAD
State	MA
Zip	01945-1925
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MAPLE PK MARBLEHEAD
Legal Block	30
Jurisdiction	MARBLEHEAD MA
Township / Civil Division	MARBLEHEAD
Census Block Group	1
Census Block	1013
Census Tract	203100

Owner

Source: Essex County and Marblehead Town records · APN MARB M:0040 B:0030 L:0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3 CYPRESS ST, MARBLEHEAD, MA 01945-1925
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage
Mar 17, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage REPUBLIC STATE MORTGAGE CO
Mar 12, 2020	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Dec 03, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 17, 2023 · Amount on Record
Deed Sale	Mar 17, 2023 · Amount on Record
Prior Sale	Dec 03, 2020 · Amount on Record
Deed Document Number	20231120
Deed Book / Page	41480 / 349
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Recording Date	Jun 22, 2026
Property Address	3 CYPRESS ST, MARBLEHEAD, MA 01945-1925
Document Number	0000001240
Book / Page	43455 / 423
Instrument Date	Jun 15, 2026
Instrument	20261240
Transaction Type	Mortgage
Record Updated	Jul 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 CYPRESS ST, MARBLEHEAD, MA 01945-1925

Mortgage

Document Number	0000001240,
Date	Jun 22, 2026
Book Page	43455/423
Instrument	20261240

Lender

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jul 01, 2046

Interest

Rate	6.36%
Max Rate	-1%

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARBLEHEAD MA
Recording Date	Mar 17, 2023
Property Address	3 CYPRESS ST, MARBLEHEAD, MA 01945-1925
Document Number	041480-349
Book / Page	41480 / 349
Instrument Date	Mar 17, 2023
Instrument	20230317001120
Transaction Type	Transfer
Record Updated	Mar 31, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 CYPRESS ST, MARBLEHEAD, MA 01945-1925

Mortgage

Document Number	230317001130
Date	Mar 17, 2023
Instrument	230317001130

Lender

Name	REPUBLIC STATE MORTGAGE CO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARBLEHEAD MA
Property Address	3 CYPRESS ST, MARBLEHEAD, MA 01945-1925
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38328-448
Date	Mar 12, 2020
Book Page	38328/448
Instrument	20200312000350

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2050

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARBLEHEAD MA
Recording Date	Dec 03, 2020
Property Address	3 CYPRESS ST, MARBLEHEAD, MA 01945-1925
Document Number	39253-503
Book / Page	39253 / 503
Instrument Date	Nov 23, 2020
Instrument	20201203003880
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 CYPRESS ST, MARBLEHEAD, MA 01945-1925

Mortgage

Document Number	201203003890
Date	Dec 03, 2020
Instrument	201203003890

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Marblehead Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Marblehead Town
Unified School District	Marblehead School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,250.00 (+9.07%)	$801,100 (+7.98%) Land $524,700 Building $276,400	$894,330
2024	$6,647.00 (-7.97%)	$741,900 (+2.71%) Land $524,700 Building $217,200
2023	$7,223.00	$722,300 Land $478,100 Building $244,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092031001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Jan 1979, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 725 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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