3 Cutts Rd, Durham, NH 03824 Property Records

Strafford County and Durham Town property record for 3 Cutts Rd, Durham, NH 03824

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,329 sqft · built 1970
Lot Size	0.91 acres (39,640 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Sep 2002)
Tax Bill	$12,092 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Jan 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`DRHM M:118 L:24`

Property Details

APN / Parcel Number

Primary APN	`DRHM M:118 L:24`
Alternative APN	`4142`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,329 sqft Living Area
Gross Area	3,964 sqft
1st Floor Area	1,126 sqft
Basement Area	696 sqft
Unfinished Basement	696 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	39,640 sqft (0.91 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	4142
Street Address	3 CUTTS RD
City	DURHAM
State	NH
Zip	03824-3102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Block	1
Legal Lot Number	24
Jurisdiction	DURHAM TOWN NH
Township / Civil Division	DURHAM
Census Block Group	1
Census Block	1004
Census Tract	80100

Owner

Source: Strafford County and Durham Town records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 CUTTS RD, DURHAM, NH 03824-3102
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2022	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
Jan 2, 2018	Warranty Deed, Transfer
Jun 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage RADIUS FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2002 · Amount on Record
Deed Sale	Sep 26, 2002 · Amount on Record
Deed Book / Page	2587 / 820
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM TOWN NH
Property Address	3 CUTTS RD, DURHAM, NH 03824-3102
Transaction Type	Mortgage
Record Updated	Dec 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005048-158
Date	Jul 13, 2022
Book Page	5048/158
Instrument	220010506

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM TOWN NH
Recording Date	Jan 2, 2018
Property Address	3 CUTTS RD, DURHAM, NH 03824-3102
Document Number	0045390581
Book / Page	004539 / 000581
Instrument Date	Dec 29, 2017
Instrument	11
Transaction Type	Transfer
Record Updated	Jan 11, 2018

Transaction

Amount	Amount Recorded
Tax	$3,375.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3 CUTTS RD DURHAM NH 038243102, DURHAM, NH 03824-3102

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM TOWN NH
Property Address	3 CUTTS RD, DURHAM, NH 03824-3102
Document Number	0044850623
Book / Page	004485 / 000623
Instrument Date	Jun 14, 2017
Transaction Type	Mortgage
Record Updated	Jun 30, 2017
Title Company	RED DOOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	3 CUTTS RD DURHAM NH 038243102, DURHAM, NH 03824-3102

Mortgage

Document Number	0044850623
Date	Jun 20, 2017
Book Page	004485/000623
Instrument	8272

Lender

Name	RADIUS FIN'L
Type	Funding / Finance Company
Address	NORWELL, MA 02061

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 19, 2032

Tax Assessment & Valuation

Source: Strafford County and Durham Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Strafford County
County Subdivision	Durham Town
Unified School District	Oyster River Cooperative School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,092.00 (+12.55%)	$640,800 (+21.25%) Land $290,500 Building $350,300
2024	$10,744.00 (+14.73%)	$528,500 (+63.88%) Land $204,300 Building $324,200
2023			$653,125
2022	$9,365.00	$322,500 Land $115,300 Building $207,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2006 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Cutts Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures