3 Curtis Rd, Eldred, NY 12732 Property Records

Sullivan County and Highland Town property record for 3 Curtis Rd, Eldred, NY 12732

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,404 sqft · built 1988
Lot Size1.04 acres (45,302 sqft)
OwnerIndividual Name on Record
Last Sale$232,000 (Aug 2025)
Tax Bill$3,553 (2025)
Deeds & MortgagesAug 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN483400 12.A-3-8

Property Details

APN / Parcel Number

Primary APN483400 12.A-3-8
Alternative APNs
  • 3400012 A0003008000
  • 10/2011

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,404 sqft Living Area
1st Floor Area1,404 sqft

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Architectural StyleModular
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area45,302 sqft (1.04 acres)
Garage TypeCarport
Garage Area400 sqft
CarportCarport
Carport Area400 sqft
Parking Spaces2 Parking Spaces
PorchPatio
Porch Area509 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Street Address3 CURTIS RD
CityELDRED
StateNY
Zip12732-5223
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Block3
Legal Lot Number8.000
JurisdictionSULLIVAN NY
Township / Civil DivisionHIGHLAND
Census Block Group1
Census Block1032
Census Tract952400

Owner

Source: Sullivan County and Highland Town records, as of April 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 17, MOUNTAIN DALE, NY 12763-0017
OccupancyOwner Occupied
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 5, 2025 · Amount on Record
Deed SaleAug 5, 2025 · Amount on Record
Prior SaleDec 6, 1994 · Amount on Record
Record UpdatedJun 8, 2026

August 2025: Deed, Transfer

Document TypeDeed
JurisdictionSULLIVAN NY
Recording DateAug 5, 2025
Property Address3 CURTIS RD, ELDRED, NY 12732-5223
Document Number0000000797
Instrument DateJul 16, 2025
Instrument2025-5797
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 17, MOUNTAIN DALE, NY 12763-0017

Mortgage

Document Number0000000798
DateAug 5, 2025
Instrument2025-5798
Lender
NameMID HUDSON VALLEY FCU
TypeCredit Union
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2055

Tax Assessment & Valuation

Source: Sullivan County and Highland Town assessment roll, as of April 27, 2026

Property Jurisdictions

TypeName
StateNew York
CountySullivan County
County SubdivisionHighland Town
Unified School DistrictEldred Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,553.00 Homeowner's exemption$119,000 (-) Land $22,650 Building $96,350$216,364 (-3.64%) Land $41,182 Building $175,182
2024$119,000 (-) Land $22,650 Building $96,350$224,528 (+20.75%) Land $42,736 Building $181,792
2023$119,000 Land $22,650 Building $96,350$185,938 Land $35,391 Building $150,547

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims11 (1988–2011)
Claims Outside the SFHA3 of 11
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Severe Storms And Flooding, Jun 2006 · 7 claims
  • Tropical Depression Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: Verizon.

Nearby Properties on Curtis Rd

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