Cumberland Town property record for 3 Curtin Dr, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,429 sqft · built 1947 |
| Lot Size | 0.837 acres (36,460 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $370,000 (Feb 2021) |
| Tax Bill | $4,923 (2026) |
| Deeds & Mortgages | Feb 2021 Sale & Mortgage Dec 2019 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-0006-74 |
| Primary APN | 1-0006-74 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,429 sqft Living Area |
| Gross Area | 2,862 sqft |
| 1st Floor Area | 979 sqft |
| Basement Area | 899 sqft |
| Unfinished Basement | 899 sqft |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 36,460 sqft (0.837 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 1-0006-74 |
|---|---|
| Street Address | 3 CURTIN DR |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-4907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 100 |
| Legal Block | 61 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 11301 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Ashton Historic District listed 1984 · 83 contributing resources · NRIS 84000367 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
3 Curtin Dr is owned and occupied by two individuals who bought it in February 2021.
Source: Cumberland Town records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 CURTIN DR, CUMBERLAND, RI 02864-4907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 26, 2021 | Warranty Deed, Transfer · Stand-Alone First Mortgage NAVIGANT CREDIT UNION |
| Dec 31, 2019 | Quit Claim Deed, Transfer · Stand-Alone Refinance HOME LOAN AND INVESTMENT BANK FSB |
| Oct 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NAVIGANT CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 26, 2021 · Amount on File |
| Deed Sale | Feb 26, 2021 · Amount on File |
| Prior Sale | Oct 15, 2014 · Amount on File |
| Deed Book / Page | 1878 / 186 |
| Prior Transfer Date | Dec 26, 2019 |
| Prior Transfer Doc | 1825-850 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Feb 26, 2021 |
| Property Address | 3 CURTIN DR, CUMBERLAND, RI 02864-4907 |
| Document Number | 1878-186 |
| Book / Page | 1878 / 186 |
| Instrument Date | Feb 25, 2021 |
| Instrument | 121973 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3 CURTIN DR, CUMBERLAND, RI 02864-4907 |
| Document Number | 121974 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 121974 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Dec 31, 2019 |
| Property Address | 3 CURTIN DR, CUMBERLAND, RI 02864-4907 |
| Document Number | 1825-850 |
| Book / Page | 1825 / 850 |
| Instrument Date | Dec 26, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 1825-852 |
|---|---|
| Date | Dec 31, 2019 |
| Book Page | 1825/852 |
| Name | HOME LOAN AND INVESTMENT BANK FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 3 CURTIN DR, CUMBERLAND, RI 02864-4907 |
| Document Number | 1787-493 |
| Instrument Date | Oct 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2018 |
| Name | Verified Name |
|---|---|
| Address | 3 CURTIN DR CUMBERLAND RI 028644907, CUMBERLAND, RI 02864-4907 |
| Document Number | 1787-493 |
|---|---|
| Date | Nov 2, 2018 |
| Book Page | 001787/000493 |
| Name | NAVIGANT CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 3 Curtin Dr was $4,923, up 5.7% from the year before.
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,923.00 (+5.69%) | $491,800 (+29.56%) Land $250,500 Building $241,300 | $495,063 |
| 2025 | $4,658.00 | $379,600 Land $173,500 Building $206,100 | |
| 2023 | $4,411.00 (+12.84%) | $379,600 (+45.55%) Land $173,500 Building $206,100 | |
| 2022 | $3,909.00 | $260,800 Land $137,100 Building $123,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Curtin Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Curtin Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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