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3 Cunningham Ln, Debary, FL 32713 Property Records

Volusia County property record for 3 Cunningham Ln, Debary, FL 32713

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,576 sqft · built 1981
Lot Size5.06 acres (220,627 sqft)
OwnerIndividual Name on File
Last Sale$650,000 (Mar 2025)
Tax Bill$8,597 (2025)
Deeds & MortgagesApr 2024 Mortgage
Sep 2022 Mortgage
+ 5 more
Flood ZoneZone A (high risk)
APN8035-01-00-0020

Property Details

APN / Parcel Number

Primary APN8035-01-00-0020
Alternative APNs
  • 30183501000020
  • 35183001000020
  • 2460024.0
  • 2460024

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,576 sqft Living Area
1st Floor Area2,576 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 2019
Exterior MaterialConcrete
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialAsphalt
Lot Area220,627 sqft (5.06 acres)
Garage TypeCarport
Garage Area594 sqft
CarportCarport
Carport Area594 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool Area1 sqft
PorchFinished/Open Porch
Porch Area400 sqft
Deck Area94 sqft
Patio Area419 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number2460024
Street Address3 CUNNINGHAM LN
CityDEBARY
StateFL
Zip32713-3165
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code01R4
Legal Description35-18-30 LOT 2 FOLSOM SUB MB 7 PG 72 MB 20 PG 126 PER OR 8681 PG 0262
Legal Range30E
Legal Township18S
Legal Section35
Legal SubdivisionFOLSOM SUB MB
Legal Tract01
Legal Lot Number2
JurisdictionVOLUSIA FL
Township / Civil DivisionDEBARY-ORANGE CITY
Census Block Group3
Census Block3000
Census Tract90905

Owner

Source: Volusia County assessment roll, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address16925 SW 170TH AVE, MIAMI, FL 33187-4811
Owner TypeIndividual
VestingMarried

Deeds, Mortgages & Sale History

DateDocument
Apr 2, 2024Deed of Trust, Mortgage · FHA Mortgage
LOANCARE LLC
Sep 16, 2022Deed of Trust, Mortgage · FHA Mortgage
LOANCARE LLC
Mar 25, 2025Warranty Deed, Transfer
SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY
Sep 6, 2024Quit Claim Deed, Transfer
ACCOMODATION, ACCOMMODATION
Apr 2, 2024Deed of Trust, Mortgage · FHA Mortgage
LOANCARE LLC
Sep 16, 2022Deed of Trust, Mortgage · FHA Mortgage
LOANCARE LLC
Aug 9, 2017Warranty Deed, Transfer · FHA Mortgage
STEARNS LNDG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 25, 2025 · Amount on Record
Deed SaleMar 25, 2025 · Amount on Record
Prior SaleFeb 15, 1980 · Amount on Record
Deed Document Number202554703
Deed Book / Page8681 / 262
Prior Transfer DateAug 23, 2024
Prior Transfer Doc0086044188
Record UpdatedSep 20, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address3 CUNNINGHAM LN, DEBARY, FL 32713-3165
Transaction TypeMortgage
Record UpdatedDec 22, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 CUNNINGHAM LN, DEBARY, FL 32713-3165

Mortgage

Document Number0085371001
DateApr 2, 2024
Book Page8537/1001
Instrument2024062521
Lender
NameLOANCARE LLC
TypeMortgage Company
Address3637 SENTARA WAY, VIRGINIA BEACH, VA 23452
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term281 Months
DueSep 1, 2047

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address3 CUNNINGHAM LN, DEBARY, FL 32713-3165
Transaction TypeMortgage
Record UpdatedDec 22, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 CUNNINGHAM LN, DEBARY, FL 32713-3165

Mortgage

Document Number0083122914
DateSep 16, 2022
Book Page8312/2914
Instrument2022215653
Lender
NameLOANCARE LLC
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term300 Months
DueSep 1, 2047

March 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateMar 25, 2025
Property Address3 CUNNINGHAM LN, DEBARY, FL 32713-3165
Document Number0086810262
Book / Page8681 / 262
Map ReferenceMB 7 PG 72
Instrument DateMar 21, 2025
Instrument2025054703
Transaction TypeTransfer
Record UpdatedDec 22, 2025
Title CompanySUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$4,550.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address243 ELDORADO DR, DEBARY, FL 32713-3037

Transferred To (Grantee/Buyer)

NameVerified Name
Address16925 SW 170TH AVE, MIAMI, FL 33187-4811

September 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionVOLUSIA FL
Recording DateSep 6, 2024
Property Address3 CUNNINGHAM LN, DEBARY, FL 32713-3165
Document Number0086044188
Book / Page8604 / 4188
Map ReferenceMB 7 PG 72
Instrument DateAug 23, 2024
Instrument2024173379
Transaction TypeTransfer
Record UpdatedDec 22, 2025
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address5950 COPPER BEECH BLVDK, KALAMAZOO, MI 49009

Transferred To (Grantee/Buyer)

NameVerified Name
Address243 ELDORADO DR, DEBARY, FL 32713-3037

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address3 CUNNINGHAM LN, DEBARY, FL 32713-3165
Transaction TypeMortgage
Record UpdatedApr 25, 2024
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 CUNNINGHAM LN, DEBARY, FL 32713-3165

Mortgage

Document Number0085371001
DateApr 2, 2024
Book Page8537/1001
Instrument2024062521
Lender
NameLOANCARE LLC
TypeMortgage Company
Address3637 SENTARA WAY, VIRGINIA BEACH, VA 23452
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term281 Months
DueSep 1, 2047

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address3 CUNNINGHAM LN, DEBARY, FL 32713-3165
Transaction TypeMortgage
Record UpdatedJan 11, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 CUNNINGHAM LN, DEBARY, FL 32713-3165

Mortgage

Document Number0083122914
DateSep 16, 2022
Book Page8312/2914
Instrument2022215653
Lender
NameLOANCARE LLC
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term300 Months
DueSep 1, 2047

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionVOLUSIA FL
Recording DateAug 9, 2017
Property Address3 CUNNINGHAM LN, DEBARY, FL 32713-3165
Document Number0074341481
Book / Page007434 / 001481
Instrument DateAug 4, 2017
Instrument156734
Transaction TypeTransfer
Record UpdatedSep 4, 2017
Title CompanyWATSON TITLE SERVICES INC, WATSON TITLE SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,442.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3 CUNNINGHAM LN DEBARY FL 327133165, DEBARY, FL 32713-3165

Mortgage

Document Number74341483
DateAug 9, 2017
Book Page007434/001483
Instrument156735
Lender
NameSTEARNS LNDG
AddressSANTA ANA, CA 92707-8788
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 8, 2047

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityDeBary City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$568,317 (+1.04%) Land $219,614 Building $348,703$568,317 (+1.04%) Land $219,614 Building $348,703
2025$8,597.00 (+14.57%)$562,473 (+24.59%) Land $219,614 Building $342,859$562,473 (+24.59%) Land $219,614 Building $342,859
2024$7,504.00 (+4.38%)
2023$7,189.00 (+214.34%)$451,471 (+167.22%) Land $218,480 Building $232,991$451,471 (+34.09%) Land $218,480 Building $232,991
2022$2,287.00 Homeowner's exemption$168,954$336,684 Land $133,713 Building $202,971

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 12 policies
Nearby Flood Policies12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVC/SOUTHWEST WATER SYSTEM
serves 19,672 people · EPA ID FL3641336
Water SourceGroundwater
Last State InspectionNov 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

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