Middlesex County and Billerica Town property record for 3 Cunningham Ln, Billerica, MA 01821
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,443 sqft · built 1941 |
| Lot Size | 0.187 acres (8,133 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $555,000 (Nov 2023) |
| Tax Bill | $5,850 (2026) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Jul 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | BILL M:0061 B:0088 L:0 |
| Primary APN | BILL M:0061 B:0088 L:0 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,443 sqft Living Area |
| Gross Area | 3,127 sqft |
| Basement Area | 962 sqft |
| Unfinished Basement | 962 sqft |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 8,133 sqft (0.187 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 3 CUNNINGHAM LN |
|---|---|
| City | BILLERICA |
| State | MA |
| Zip | 01821-2825 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 2 |
| Legal Block | 88 |
| Jurisdiction | BILLERICA MA |
| Township / Civil Division | BILLERICA |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 316300 |
Source: Middlesex County and Billerica Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 CUNNINGHAM LN, BILLERICA, MA 01821-2825 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Nov 1, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUILD MORTGAGE CO |
| Jul 1, 2019 | Deed of Trust, Mortgage · Line of Credit HANSCOM FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 1, 2023 · Amount on Record |
| Deed Sale | Nov 1, 2023 · Amount on Record |
| Prior Sale | May 1, 2006 · Amount on Record |
| Deed Document Number | 202332567 |
| Deed Book / Page | 38160 / 186 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BILLERICA MA |
| Recording Date | Nov 1, 2023 |
| Property Address | 3 CUNNINGHAM LN, BILLERICA, MA 01821-2825 |
| Document Number | 038160-186 |
| Book / Page | 38160 / 186 |
| Instrument Date | Nov 1, 2023 |
| Instrument | 32567 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3 CUNNINGHAM LN, BILLERICA, MA 01821-2825 |
| Document Number | 0000032568 |
|---|---|
| Date | Nov 1, 2023 |
| Instrument | 32568 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BILLERICA MA |
| Property Address | 3 CUNNINGHAM LN, BILLERICA, MA 01821-2825 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 33118-1 |
|---|---|
| Date | Jul 1, 2019 |
| Book Page | 33118/1 |
| Instrument | 26412 |
| Name | HANSCOM FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
Source: Middlesex County and Billerica Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Billerica Town |
| Unified School District | Billerica School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,850.00 (+3.65%) | $503,900 (+1.51%) Land $264,600 Building $239,300 | $597,265 (-) |
| 2025 | $5,644.00 (+18.52%) | $496,400 (+17.69%) Land $257,100 Building $239,300 | $597,265 (+15.4%) |
| 2024 | $4,762.00 (+3.1%) | $421,800 (+8.4%) Land $241,500 Building $180,300 | $517,560 |
| 2023 | $4,619.00 | $389,100 Land $208,800 Building $180,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BILLERICA WATER WORKS serves 42,119 people · EPA ID MA3031000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | Bromate resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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