St. Johns County property record for 3 Ct Theophelia, Saint Augustine, FL 32084
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,428 sqft · built 1998 |
| Lot Size | 0.11 acres (4,791 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $605,000 (Jul 2024) |
| Tax Bill | $9,320 (2025) |
| Deeds & Mortgages | Sep 2021 Sale & Mortgage Mar 2020 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 151500-0020 |
| Primary APN | 151500-0020 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 21 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,428 sqft Living Area |
| 1st Floor Area | 1,061 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,791 sqft (0.11 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Area | 306 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 226 sqft |
| Deck Area | 248 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3 COURT THEOPHELIA |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-1237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 4-35 SAN MARCO COURTS LOT 2 BLK 7 OR5982/1641 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 06 |
| Legal Subdivision | SAN MARCO COURTS |
| Legal Block | 7 |
| Legal Lot Number | 2 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 20200 |
3 Ct Theophelia is owned and occupied by two individuals who bought it in July 2024.
Source: St. Johns County records, as of June 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 COURT THEOPHELIA, SAINT AUGUSTINE, FL 32084-1237 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 23, 2021 | Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Mar 16, 2020 | Deed of Trust, Mortgage · Conventional with PMI VYSTAR CU |
| Feb 12, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage NATIONAL BANK OF KANSAS CITY |
| Apr 11, 2017 | Trustee's Deed, Foreclosure |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2024 · Amount on File |
| Deed Sale | Jul 10, 2024 · Amount on File |
| Prior Sale | Sep 23, 2021 · Amount on File |
| Deed Document Number | 202453877 |
| Deed Book / Page | 5982 / 1641 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 23, 2021 |
| Property Address | 3 COURT THEOPHELIA, SAINT AUGUSTINE, FL 32084-1237 |
| Document Number | 0053760709 |
| Book / Page | 5376 / 709 |
| Map Reference | MB 4 PG 35 |
| Instrument Date | Sep 16, 2021 |
| Instrument | 2021104330 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,024.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5000 CYPRESS LINKS BLVD, 5000, ELKTON, FL 32033-2031 |
| Name | Verified Name |
|---|---|
| Address | 3 COURT THEOPHELIA, SAINT AUGUSTINE, FL 32084-1237 |
| Document Number | 5376711 |
|---|---|
| Date | Sep 23, 2021 |
| Instrument | 5376/711 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 3 COURT THEOPHELIA, SAINT AUGUSTINE, FL 32084-1237 |
| Document Number | 0049150775 |
| Instrument Date | Mar 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3 COURT THEOPHELIA ST AUGUSTINE FL 320841237, ST AUGUSTINE, FL 32084-1237 |
| Document Number | 0049150775 |
|---|---|
| Date | Apr 2, 2020 |
| Book Page | 004915/000775 |
| Instrument | 26335 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Feb 12, 2018 |
| Property Address | 3 COURT THEOPHELIA, SAINT AUGUSTINE, FL 32084-1237 |
| Document Number | 0045011834 |
| Book / Page | 4501 / 1834 |
| Map Reference | MB4 PG35 |
| Instrument Date | Jan 23, 2018 |
| Instrument | 2018009413 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | OLDE TOWNE & GUARANTY AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 201 SHIRLEYS WAY, 201, SAINT AUGUSTINE, FL 32086-5888 |
| Name | Verified Name |
|---|---|
| Address | 3 COURT THEOPHELIA, SAINT AUGUSTINE, FL 32084-1237 |
| Document Number | 2018009414 |
|---|---|
| Date | Feb 12, 2018 |
| Instrument | 2018009414 |
| Name | NATIONAL BANK OF KANSAS CITY |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2048 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 11, 2017 |
| Property Address | 3 COURT THEOPHELIA, SAINT AUGUSTINE, FL 32084-1237 |
| Document Number | 0043571320 |
| Book / Page | 004357 / 001320 |
| Instrument Date | Mar 27, 2017 |
| Instrument | 25156 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 27, 2017 |
| Amount | Amount on Record |
|---|---|
| Tax | $1,811.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 201 SHIRLEYS WAY ST AUGUSTINE FL 320865888, ST AUGUSTINE, FL 32086-5888 |
The 2025 property tax bill for 3 Ct Theophelia was $9,320, up 9.2% from the year before.
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine City |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $510,856 (+0.27%) Land $77,350 Building $433,506 | $510,856 (+0.27%) Land $77,350 Building $433,506 | |
| 2025 | $9,320.00 (+9.21%) Homeowner's exemption | $509,464 (+14.27%) | $509,464 (+14.27%) Land $77,350 Building $432,114 |
| 2024 | $8,534.00 (+2.68%) Homeowner's exemption | $445,857 (+3.58%) | $445,857 (+3.58%) Land $72,800 Building $373,057 |
| 2023 | $8,311.00 (-2.36%) | $430,444 (-2.12%) | $430,444 (-2.12%) Land $72,800 Building $357,644 |
| 2022 | $8,512.00 | $439,754 | $439,754 Land $71,344 Building $368,410 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Ct Theophelia in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 383 individual policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 436 units insured incl. 53 condo units |
| Nearby Flood Claims | 234 (1984–2024) |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Ct Theophelia is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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