3 Crystal Dr, Southwick, MA 01077 Property Records

Hampden County and Southwick Town property record for 3 Crystal Dr, Southwick, MA 01077

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,066 sqft · built 1995
Lot Size0.948 acres (41,308 sqft)
Owner2 Individual Names on Record
Last Sale$130,000 (Feb 1996)
Tax Bill$4,909 (2025)
Deeds & MortgagesSep 2023 Mortgage
Flood ZoneZone X (minimal risk)
APNSWIC M:138 B:000 L:131

Property Details

APN / Parcel Number

Primary APNSWIC M:138 B:000 L:131
Alternative APN
  • M:0004 B:0000 L:0190

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,066 sqft Living Area
Gross Area2,180 sqft

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area41,308 sqft (0.948 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address3 CRYSTAL DR
CitySOUTHWICK
StateMA
Zip01077-9613
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-20
Legal Lot Number131
JurisdictionSOUTHWICK MA
Township / Civil DivisionSOUTHWICK
Census Block Group1
Census Block1002
Census Tract813101

Owner

Source: Hampden County and Southwick Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3 CRYSTAL DR, SOUTHWICK, MA 01077-9613
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 23, 1996 · Amount on Record
Deed SaleFeb 23, 1996 · Amount on Record
Record UpdatedJun 8, 2026

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOUTHWICK MA
Property Address3 CRYSTAL DR, SOUTHWICK, MA 01077-9613
Transaction TypeMortgage
Record UpdatedOct 9, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number025157-580
DateSep 18, 2023
Book Page25157/580
Instrument43952
Lender
NameWESTFIELD BANK FSB
TypeBank
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term121 Months
DueOct 1, 2033

Tax Assessment & Valuation

Source: Hampden County and Southwick Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
County SubdivisionSouthwick Town
Unified School DistrictSouthwick-Tolland-Granville Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,909.00 (+5.71%)$315,300 (+5.03%) Land $82,500 Building $232,800$363,185
2024$4,644.00 (+1.33%)$300,200 (+5.52%) Land $77,700 Building $222,500
2023$4,583.00$284,500 Land $77,700 Building $206,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims11 (1979–1998)
Claims Outside the SFHA5 of 11
Most Recent ClaimJul 1998 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHWICK WATER DEPT
serves 7,669 people · EPA ID MA1279000
Water SourcePurchased surface water from SPRINGFIELD WATER AND SEWER COMMISSION
Last State InspectionApr 2024
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 183 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Cox Communications, Verizon.

Nearby Properties on Crystal Dr

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