Waterford Town property record for 3 Croydon Ct, Waterford, CT 06385
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,294 sqft · built 1977 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $425,000 (Dec 2024) |
| Tax Bill | $8,010 (2026) |
| Deeds & Mortgages | Dec 2024 Sale & Mortgage Oct 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WATE M:150 L:1761 |
| Primary APN | WATE M:150 L:1761 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,294 sqft Living Area |
| Gross Area | 2,908 sqft |
| Basement Area | 621 sqft |
| Unfinished Basement | 621 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 20,909 sqft (0.48 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 151200 |
|---|---|
| Street Address | 3 CROYDON CT |
| City | WATERFORD |
| State | CT |
| Zip | 06385-2507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Lot Number | 1761 |
| Jurisdiction | WATERFORD CT |
| Township / Civil Division | WATERFORD |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 693300 |
3 Croydon Ct is owned and occupied by two individuals who bought it in December 2024.
Source: Waterford Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 CROYDON CT, WATERFORD, CT 06385-2507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 10, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage MORTGAGE EQUITY PARTNERS LLC |
| Oct 9, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage RES PARTNERS SECURED |
| Feb 1, 2017 | Warranty Deed, Transfer LIBERTY FEDERAL BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 10, 2024 · Amount on File |
| Deed Sale | Dec 10, 2024 · Amount on File |
| Prior Sale | Oct 9, 2024 · Amount on File |
| Deed Document Number | 2024176489 |
| Deed Book / Page | 1874 / 104 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATERFORD CT |
| Recording Date | Dec 10, 2024 |
| Property Address | 3 CROYDON CT, WATERFORD, CT 06385-2507 |
| Document Number | 001874-104 |
| Book / Page | 1874 / 104 |
| Instrument Date | Dec 9, 2024 |
| Instrument | 176489 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 0000176490 |
|---|---|
| Date | Dec 10, 2024 |
| Instrument | 176490 |
| Name | MORTGAGE EQUITY PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATERFORD CT |
| Recording Date | Oct 9, 2024 |
| Property Address | 3 CROYDON CT, WATERFORD, CT 06385-2507 |
| Document Number | 001872-191 |
| Book / Page | 1872 / 191 |
| Instrument Date | Oct 7, 2024 |
| Instrument | 175918 |
| Transaction Type | Transfer |
| Record Updated | Oct 24, 2024 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000175919 |
|---|---|
| Date | Oct 9, 2024 |
| Instrument | 175919 |
| Name | RES PARTNERS SECURED |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATERFORD CT |
| Recording Date | Feb 1, 2017 |
| Property Address | 3 CROYDON CT, WATERFORD, CT 06385-2507 |
| Document Number | 1495-154 |
| Book / Page | 1495 / 154 |
| Transaction Type | Transfer |
| Record Updated | May 21, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $52.62 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 14950156 |
|---|---|
| Date | Feb 1, 2017 |
| Instrument | 01495/0156 |
| Name | LIBERTY FEDERAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Feb 1, 2047 |
The 2026 property tax bill for 3 Croydon Ct was $8,010, up 35.2% from the year before.
Source: Waterford Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Waterford Town |
| Unified School District | Waterford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,010.00 (+35.17%) | $326,400 (+28.66%) Land $130,670 Building $195,730 | $451,939 (+154.48%) |
| 2025 | $5,926.00 | $253,700 Land $130,670 Building $123,030 | $177,590 Land $91,469 Building $86,121 |
| 2024 | $5,926.00 (+10.19%) | ||
| 2023 | $5,378.00 | $253,700 Land $130,670 Building $123,030 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Croydon Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3 Croydon Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.2% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERFORD WPCA serves 16,578 people · EPA ID CT1520071 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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