3 Cross St, York, ME 03909 Property Records

York County and York Town property record for 3 Cross St, York, ME 03909

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,920 sqft · built 2013
Lot Size	0.28 acres (12,196 sqft)
Owner	2 Company Names on Record
Tax Bill	$6,539 (2025)
Deeds & Mortgages	Jan 2026 Transfer Nov 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`0023-0088-A`

Property Details

APN / Parcel Number

Primary APN	`0023-0088-A`
Alternative APNs	`YORK M:0023 B:0088-A` `23-0088-A`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,920 sqft Living Area
Gross Area	4,082 sqft
1st Floor Area	960 sqft
Basement Area	960 sqft
Unfinished Basement	960 sqft

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,196 sqft (0.28 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	23-0088-A
Street Address	3 CROSS ST
City	YORK
State	ME
Zip	03909-6209
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	88-A
Jurisdiction	YORK ME
Township / Civil Division	YORK
Census Block Group	3
Census Block	3015
Census Tract	36004

Owner

Source: York County and York Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3 CROSS ST, YORK, ME 03909-6209
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2026	Quit Claim Deed, Transfer Quitclaim
Nov 16, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 19, 2025
Transfer Doc	0198210548
Record Updated	Sep 20, 2026

January 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	YORK ME
Recording Date	Jan 8, 2026
Property Address	3 CROSS ST, YORK, ME 03909
Document Number	0198210548
Book / Page	19821 / 548
Instrument Date	Dec 19, 2025
Instrument	2026000585
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK ME
Property Address	3 CROSS ST, YORK, ME 03909
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0184500411
Date	Nov 16, 2020
Book Page	18450/411
Instrument	2020058491

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: York County and York Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
County Subdivision	York Town
Unified School District	York (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,539.00 (+9.13%)	$792,600 (+11.12%) Land $322,200 Building $470,400
2024	$5,992.00 (+3.99%)	$713,300 (+4.6%) Land $322,200 Building $391,100
2023	$5,762.00 (-1.17%)	$681,900 (-) Land $268,500 Building $413,400	$1,165,365
2022	$5,830.00	$681,900 Land $268,500 Building $413,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 individual policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	144 units insured incl. 95 condo units
Nearby Flood Claims	6 (2007–2024)
Claims Outside the SFHA	1 of 6
Most Recent Claim	Feb 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jan 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK WATER DISTRICT serves 13,675 people · EPA ID ME0091680
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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