Montgomery County property record for 3 Cross St, Pike Road, AL 36064
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,860 sqft · built 2009 |
| Lot Size | 0.107 acres (4,645 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,277 (2026) |
| Deeds & Mortgages | Jun 2021 Mortgage Apr 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-07-26-0-000-016.025 |
| Primary APN | 08-07-26-0-000-016.025 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,860 sqft Living Area |
| 1st Floor Area | 1,164 sqft |
| Upper Floors Area | 696 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 4,645 sqft (0.107 acres) |
| Lot Dimensions | 132 ft deep x 35 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 272 sqft |
| Deck Area | 192 sqft |
| Patio Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 294704 |
|---|---|
| Street Address | 3 CROSS ST |
| City | PIKE ROAD |
| State | AL |
| Zip | 36064-3367 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 0807260000016025 |
| Legal Range | 20E |
| Legal Township | 16N |
| Legal Section | 26 |
| Legal Subdivision | LUCAS POINT AT THE WATERS AT |
| Legal Lot Number | 47A |
| Jurisdiction | MONTGOMERY AL |
| Township / Civil Division | MOUNT MEIGS |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 5504 |
3 Cross St is owned and occupied by two individuals who acquired it in March 2021.
Source: Montgomery County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 CROSS ST, PIKE ROAD, AL 36064-3367 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| Apr 8, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 4, 2009 |
| Deed Sale | Dec 4, 2009 |
| Prior Sale | Sep 22, 2006 |
| Deed Book / Page | 3974 / 147 |
| Last Transfer Date | Mar 31, 2021 |
| Transfer Doc | 0055750084 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY AL |
| Property Address | 3 CROSS ST, PIKE ROAD, AL 36064-3367 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0056220305 |
|---|---|
| Date | Jun 24, 2021 |
| Book Page | 5622/305 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2036 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONTGOMERY AL |
| Recording Date | Apr 8, 2021 |
| Property Address | 3 CROSS ST, PIKE ROAD, AL 36064-3367 |
| Document Number | 0055750084 |
| Book / Page | 5575 / 84 |
| Map Reference | MB 52 PG 40 |
| Instrument Date | Mar 31, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 CROSS ST, PIKE ROAD, AL 36064-3367 |
The 2026 property tax bill for 3 Cross St was $2,277 with a homeowner's exemption, up 2.6% from the year before.
Source: Montgomery County assessment roll, as of October 7, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Montgomery County |
| Municipality | Pike Road City |
| Unified School District | Pike Road City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,277.00 (+2.57%) | ||
| 2025 | $2,220.00 Homeowner's exemption | $32,780 Land $8,000 Building $24,780 | $327,800 Land $80,000 Building $247,800 |
| 2023 | $2,213.00 (+62.96%) Homeowner's exemption | $32,680 (+16.84%) Land $8,000 Building $24,680 | $326,800 (+16.84%) Land $80,000 Building $246,800 |
| 2022 | $1,358.00 Homeowner's exemption | $27,970 Land $8,000 Building $19,970 | $279,700 Land $80,000 Building $199,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Cross St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Cross St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 82% of Alabama |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONTGOMERY, THE WW&SSB OF THE serves 276,000 people · EPA ID AL0001070 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Fiber | 1,000 / 50 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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