Middlesex County and Acton Town property record for 3 Cross St, Acton, MA 01720 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 4.5 ba · 3,178 sqft · built 2022 |
| Lot Size | 0.43 acres (18,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,350,000 (May 2023) |
| Tax Bill | $22,142 (2025) |
| Deeds & Mortgages | Dec 2022 Refinance Apr 2022 Refinance + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | ACTO M:00B6 B:0027 L:0000 |
| Primary APN | ACTO M:00B6 B:0027 L:0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,178 sqft Living Area |
| Gross Area | 7,090 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 18,750 sqft (0.43 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 3 CROSS ST |
|---|---|
| City | ACTON |
| State | MA |
| Zip | 01720-4903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 27 |
| Jurisdiction | ACTON MA |
| Township / Civil Division | ACTON |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 363106 |
Source: Middlesex County and Acton Town records · APN ACTO M:00B6 B:0027 L:0000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 CROSS ST, ACTON, MA 01720-4903 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 01, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance RENOVO A LLC |
| Apr 01, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance RFLF 5 LLC |
| Aug 04, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance BEE INVESTMENTS LLC |
| May 09, 2023 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage ENTERPRISE BANK & TRUST CO |
| Dec 27, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage BEE INVESTMENTS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 09, 2023 · Amount on Record |
| Deed Sale | May 09, 2023 · Amount on Record |
| Prior Sale | Dec 27, 2021 · Amount on Record |
| Deed Book / Page | 81514 / 9 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 3 CROSS ST, ACTON, MA 01720-4903 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 081007-272 |
|---|---|
| Date | Dec 01, 2022 |
| Book Page | 81007/272 |
| Instrument | 175450 |
| Name | RENOVO A LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 3 CROSS ST, ACTON, MA 01720-4903 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 079919-436 |
|---|---|
| Date | Apr 01, 2022 |
| Book Page | 79919/436 |
| Instrument | 49609 |
| Name | RFLF 5 LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ACTON MA |
| Property Address | 3 CROSS ST, ACTON, MA 01720-4903 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 080535-554 |
|---|---|
| Date | Aug 04, 2022 |
| Book Page | 80535/554 |
| Instrument | 119584 |
| Name | BEE INVESTMENTS LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | May 09, 2023 |
| Property Address | 3 CROSS ST, ACTON, MA 01720-4903 |
| Document Number | 00081514-9 |
| Book / Page | 81514 / 9 |
| Instrument Date | May 09, 2023 |
| Instrument | 47595 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3 CROSS ST, ACTON, MA 01720-4903 |
| Investor | Possibly a Property Investor |
| Document Number | 0000047596 |
|---|---|
| Date | May 09, 2023 |
| Instrument | 47596 |
| Name | ENTERPRISE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ACTON MA |
| Recording Date | Dec 27, 2021 |
| Property Address | 3 CROSS ST, ACTON, MA 01720-4903 |
| Document Number | 079427-314 |
| Book / Page | 79427 / 314 |
| Instrument Date | Dec 20, 2021 |
| Instrument | 277907 |
| Transaction Type | Transfer |
| Record Updated | Nov 11, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 OVERLOOK RD, WAYLAND, MA 01778-2906 |
| Document Number | 0000277908 |
|---|---|
| Date | Dec 27, 2021 |
| Instrument | 277908 |
| Name | BEE INVESTMENTS LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Acton Town |
| Unified School District | Acton-Boxborough Regional School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $22,142.00 (+8.1%) | $1,291,100 (+5.08%) Land $135,900 Building $1,155,200 | $1,426,520 (+1.96%) |
| 2024 | $20,482.00 (+190.07%) | $1,228,700 (+205.57%) Land $135,900 Building $1,092,800 | $1,399,160 |
| 2023 | $7,061.00 | $402,100 Land $123,600 Building $278,500 |
Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Low above 34% of the US · above 99% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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