3 Cross Rd, Newfoundland, NJ 07435 Property Records

Passaic County and West Milford Township property record for 3 Cross Rd, Newfoundland, NJ 07435

Property Summary

Property Type	Commercial Office
Details	1,588 sqft · built 1900
Lot Size	0.215 acres (9,365 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Mar 2021)
Tax Bill	$7,219 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-15508-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`15-15508-0000-00009`
Alternative APNs	`1500570000000004` `151550800009`

Interior

Building Area	1,588 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood
Lot Area	9,365 sqft (0.215 acres)

Location & Zoning

Old Parcel Number	1500570000000004
Street Address	3 CROSS RD
City	NEWFOUNDLAND
State	NJ
Zip	07435-1422
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Legal Block	15508
Legal Lot Number	9
Jurisdiction	PASSAIC NJ
Township / Civil Division	WEST MILFORD
Census Block Group	2
Census Block	2045
Census Tract	256805

Owner

Source: Passaic County and West Milford Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 CROSS RD, NEWFOUNDLAND, NJ 07435-1422
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2021 · Amount on Record
Deed Sale	Mar 18, 2021 · Amount on Record
Prior Sale	Sep 30, 2003 · Amount on Record
Deed Document Number	202119191
Deed Book / Page	3996 / 80
Prior Transfer Date	Jul 30, 2015
Prior Transfer Doc	0000036996
Record Updated	Oct 29, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Mar 18, 2021
Property Address	3 CROSS RD, NEWFOUNDLAND, NJ 07435-1422
Document Number	0000019191
Book / Page	D3996 / 80
Instrument Date	Feb 25, 2021
Instrument	2021019191
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	SUNNYSIDE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$962.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1941 20TH AVENUE DR NE APT 3, 1941, HICKORY, NC 28601-0575

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 CURTIS CT, WEST MILFORD, NJ 07480-2201

Mortgage

Document Number	0000019192
Date	Mar 18, 2021
Instrument	2021019192

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Passaic County and West Milford Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	West Milford Township
Unified School District	West Milford Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$171,300 (-) Land $60,900 Building $110,400	$171,300 (-) Land $60,900 Building $110,400
2025	$7,219.00 (+0.82%)	$171,300 (-) Land $60,900 Building $110,400	$171,300 (-) Land $60,900 Building $110,400
2024	$7,160.00 (+4.79%)
2023		$171,300 Land $60,900 Building $110,400	$171,300 Land $60,900 Building $110,400
2022	$6,833.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	5 (1980–2011)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20