Luzerne County property record for 3 Cross Rd, Drums, PA 18222
| Property Type | Single Family Home |
|---|---|
| Details | 1,944 sqft · built 1998 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Jan 2020) |
| Tax Bill | $4,781 (2026) |
| Deeds & Mortgages | Jan 2020 Sale & Mortgage Oct 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-R7S4-002-045 |
| Primary APN | 06-R7S4-002-045 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,944 sqft Living Area |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 14,810 sqft (0.34 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Old Parcel Number | 06-R7S4-002-045 |
|---|---|
| Street Address | 3 CROSS RD |
| City | DRUMS |
| State | PA |
| Zip | 18222-9357 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6-428-2-R1-1-D1-D12-1 3 CROSS RD |
| Legal Subdivision | PLOT OF LOTS OF HIGH MEADOW |
| Legal Block | 2 |
| Legal Lot Number | 45 |
| Jurisdiction | LUZERNE PA |
| Township / Civil Division | BUTLER |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 216601 |
Source: Luzerne County assessment roll, APN 06-R7S4-002-045, as of August 13, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 CROSS RD, DRUMS, PA 18222-9357 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 15, 2020 | Deed, Transfer · FHA Mortgage STEARNS LENDING LLC |
| Oct 24, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 15, 2020 · Amount on Record |
| Deed Sale | Jan 15, 2020 · Amount on Record |
| Prior Sale | Nov 12, 1998 · Amount on Record |
| Deed Document Number | 20202821 |
| Deed Book / Page | 3020 / 8868 |
| Prior Transfer Date | Oct 17, 2019 |
| Prior Transfer Doc | 0000057547 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LUZERNE PA |
| Recording Date | Jan 15, 2020 |
| Property Address | 3 CROSS RD, DRUMS, PA 18222-9357 |
| Document Number | 0000002821 |
| Book / Page | 3020 / 008868 |
| Instrument Date | Jan 13, 2020 |
| Instrument | 202002821 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2021 |
| Title Company | COVENANT ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,000.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 CROSS RD, DRUMS, PA 18222-9357 |
| Document Number | 0000002822 |
|---|---|
| Date | Jan 15, 2020 |
| Instrument | 202002822 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LUZERNE PA |
| Recording Date | Oct 24, 2019 |
| Property Address | 3 CROSS RD, DRUMS, PA 18222-9357 |
| Document Number | 0000057547 |
| Book / Page | 003019 / 193219 |
| Instrument Date | Oct 17, 2019 |
| Instrument | 57547 |
| Transaction Type | Transfer |
| Record Updated | Nov 07, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 CROSS RD DRUMS PA 182229357, DRUMS, PA 18222-9357 |
Source: Luzerne County assessment roll as of August 13, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Luzerne County |
| County Subdivision | Butler Township |
| Unified School District | Hazleton Area School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,781.00 | $221,000 (-) Land $40,000 Building $181,000 | |
| 2025 | $4,781.00 (+9.88%) | ||
| 2024 | $221,000 Land $40,000 Building $181,000 | ||
| 2023 | $4,351.00 | ||
| 2009 | $221,000 Land $40,000 Building $181,000 |
Source: FEMA National Flood Hazard Layer, Luzerne County (42079C), as of November 11, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420792166011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 67% of the US · above 79% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 100 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Service Electric Television Cable | 2,000 / 200 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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