3 Cross Rd, Clementon, NJ 08021 Property Records

Camden County and Pine Hill Borough property record for 3 Cross Rd, Clementon, NJ 08021

Property Summary

Property Type	Single Family Home
Details	1,224 sqft · built 1990
Lot Size	0.4 acres (17,420 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Jul 2026)
Tax Bill	$7,668 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jun 2025 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`28-00003-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`28-00003-0000-00002`
Alternative APN	`280000300002`

Interior

Stories	1 Story
Building Area	1,224 sqft Living Area
1st Floor Area	1,224 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Construction Type	Frame
Lot Area	17,420 sqft (0.4 acres)
Lot Dimensions	260 ft deep x 67 ft wide

Location & Zoning

Street Address	3 CROSS RD
City	CLEMENTON
State	NJ
Zip	08021-6804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMED
Legal Description	3
Legal Block	3
Legal Lot Number	2
Jurisdiction	CAMDEN NJ
Township / Civil Division	PINE HILL
Census Block Group	2
Census Block	2001
Census Tract	608503

Owner

Source: Camden County and Pine Hill Borough records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 CROSS RD, CLEMENTON, NJ 08021-6804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Deed, Transfer · FHA Mortgage HMA MORTGAGE
Jun 12, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
May 23, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Jan 19, 2017	Deed in Lieu of Foreclosure, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2026 · Amount on Record
Deed Sale	Jul 23, 2026 · Amount on Record
Prior Sale	Apr 1, 2020 · Amount on Record
Deed Document Number	202646903
Deed Book / Page	13142 / 359
Prior Transfer Date	Feb 15, 2019
Prior Transfer Doc	0000015318
Record Updated	Sep 20, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMDEN NJ
Recording Date	Jul 23, 2026
Property Address	3 CROSS RD, CLEMENTON, NJ 08021-6804
Document Number	0000046903
Book / Page	13142 / 359
Instrument Date	Jun 26, 2026
Instrument	202646903
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	CLOSEPOINT USA

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$30,300.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 CROSS RD, CLEMENTON, NJ 08021-6804

Mortgage

Document Number	0000046904,
Date	Jul 23, 2026
Book Page	13142/365
Instrument	202646904

Lender

Name	HMA MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.52%
Max Rate	-1%

Mortgage

Document Number	0000046905,
Date	Jul 23, 2026
Book Page	13142/383
Instrument	202646905

Lender

Name	NJ HOUSING AND MORTGAGE FINANCIAL AGENCY

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jun 26, 2031

Interest

Rate	6.52%
Max Rate	-1%

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NJ
Property Address	3 CROSS RD, CLEMENTON, NJ 08021-6804
Transaction Type	Mortgage
Record Updated	Oct 23, 2025
Title Company	UNKNOWN, TOWNSGATE CLOSING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000035874
Date	Jun 12, 2025
Book Page	12843/316
Instrument	2025035874

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2040

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NJ
Property Address	3 CROSS RD, CLEMENTON, NJ 08021-6804
Transaction Type	Mortgage
Record Updated	Oct 21, 2025
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000053724
Date	May 23, 2022
Book Page	12091/1602
Instrument	2022053724

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

January 2017: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	CAMDEN NJ
Recording Date	Jan 19, 2017
Property Address	3 CROSS RD, CLEMENTON, NJ 08021-6804
Document Number	0000006189
Book / Page	010564 / 000501
Instrument Date	Nov 3, 2016
Instrument	6189
Transaction Type	Foreclosure
Record Updated	Mar 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5151 CORPORATE DR TROY MI 480982639, TROY, MI 48098-2639

Tax Assessment & Valuation

Source: Camden County and Pine Hill Borough assessment roll, as of July 1, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Camden County
Municipality	Pine Hill Borough
Unified School District	Pine Hill Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$230,300 (+75.67%) Land $54,300 Building $176,000	$230,300 (+75.67%) Land $54,300 Building $176,000
2025	$7,668.00 (+3.76%)	$131,100 (-) Land $22,900 Building $108,200	$131,100 (-) Land $22,900 Building $108,200
2024	$7,390.00 (+6.65%)
2023		$131,100 Land $22,900 Building $108,200	$131,100 Land $22,900 Building $108,200
2022	$6,929.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 65% of New Jersey
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINE HILL BOROUGH MUA serves 10,233 people · EPA ID NJ0428002
Water Source	Purchased surface water from NJ AMERICAN WATER - WESTERN
Last State Inspection	Aug 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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