3 Cross Rd, Chester, CT 06412 Property Records

Chester Town property record for 3 Cross Rd, Chester, CT 06412

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,440 sqft · built 1966
Lot Size2.29 acres (99,752 sqft)
Owner2 Individual Names on Record
Last Sale$350,000 (Apr 2024)
Tax Bill$5,969 (2025)
Deeds & MortgagesApr 2024 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNCHES M:17 B:104

Property Details

APN / Parcel Number

Primary APNCHES M:17 B:104
Alternative APNs
  • CSTR M:17 B:104
  • 00038600
  • 38600

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,440 sqft Living Area
Gross Area1,848 sqft
Basement Area924 sqft
Unfinished Basement924 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1993
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area99,752 sqft (2.29 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number38600
Street Address3 CROSS RD
CityCHESTER
StateCT
Zip06412-1011
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal Block104
JurisdictionCHESTER CT
Township / Civil DivisionCHESTER
Census Block Group2
Census Block2025
Census Tract600100

Owner

Source: Chester Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3 CROSS RD, CHESTER, CT 06412-1011
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 24, 2024 · Amount on Record
Deed SaleApr 24, 2024 · Amount on Record
Prior SaleJan 9, 2012 · Amount on Record
Deed Document Number202420240-00000378
Deed Book / Page184 / 865
Record UpdatedSep 20, 2026

April 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESTER CT
Recording DateApr 24, 2024
Property Address3 CROSS RD, CHESTER, CT 06412-1011
Document Number000184-865
Book / Page184 / 865
Instrument DateApr 23, 2024
Instrument20240-00000378
Transaction TypeTransfer
Record UpdatedApr 24, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants

Mortgage

Document Number0000184868
DateApr 24, 2024
Instrument184/868
Lender
NameFIRST WORLD MORTGAGE CORPORATION
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Chester Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionChester Town
Elementary School DistrictChester School District (PK - 06)
Secondary School DistrictRegional School District 04 (07 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,969.00$220,430 (+48.86%) Land $61,250 Building $159,180$154,301 Land $42,875 Building $111,426
2024$5,969.00 (+35.72%)
2023$4,398.00 (+0.69%)$148,080 (-) Land $61,220 Building $86,860
2022$4,368.00$148,080 Land $61,220 Building $86,860

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · above 97.9% of Connecticut
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Cross Rd

Nearby Streets

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