3 Cross Falls Cir, Sparks, MD 21152 Property Records

Baltimore County property record for 3 Cross Falls Cir, Sparks, MD 21152

Property Summary

Property Type	Townhouse
Details	5 ba · 1,520 sqft · built 1986
Lot Size	0.041 acres (1,800 sqft)
Owner	Individual Name on Record
Last Sale	$415,000 (Sep 2025)
Tax Bill	$5,434 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Jul 2017 Line of Credit
APN	`08-2000002798`

Property Details

APN / Parcel Number

Primary APN	`08-2000002798`
Alternative APNs	`82000002798` `2000002798`

Interior

Full Baths	5 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	1,520 sqft Total Area
1st Floor Area	760 sqft
Attic Area	200 sqft
Basement Area	450 sqft
Finished Basement	450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Architectural Style	Townhouse
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	1,800 sqft (0.041 acres)
Lot Dimensions	90 ft deep x 20 ft wide
Deck Area	192 sqft
Balcony	Balcony
Balcony Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	2000002798
Old Parcel Number	82000002798
Street Address	3 CROSS FALLS CIR
City	SPARKS
State	MD
Zip	21152-9358
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	.0413 AC 3 CROSS FALLS CIR LOVETON FARMS
Legal Section	3
Legal Subdivision	LOVETON FARMS AMD SEC 3
Legal Lot Number	27
Jurisdiction	BALTIMORE MD
Township / Civil Division	8
Census Block Group	2
Census Block	2007
Census Tract	408100

Owner

Source: Baltimore County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3 CROSS FALLS CIR, SPARKS GLENCOE, MD 21152-9358
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Deed, Transfer · Conventional Mortgage POINT BREEZE CU
Jul 24, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2025 · Amount on Record
Deed Sale	Sep 15, 2025 · Amount on Record
Prior Sale	Feb 15, 2013 · Amount on Record
Deed Document Number	0005051095
Deed Book / Page	50510 / 95
Record Updated	Jun 7, 2026

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Sep 15, 2025
Property Address	3 CROSS FALLS CIR, SPARKS, MD 21152-9358
Document Number	0505100095
Book / Page	50510 / 95
Map Reference	MB EHK 53 FO 70
Instrument Date	Jul 29, 2025
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	UNKNOWN, DEFINITIVE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,037.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 CROSS FALLS CIR, SPARKS GLENCOE, MD 21152-9358

Mortgage

Document Number	0050510102
Date	Sep 15, 2025
Instrument	50510/102

Lender

Name	POINT BREEZE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2055

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	3 CROSS FALLS CIR, SPARKS, MD 21152-9358
Document Number	0393110465
Instrument Date	Jul 24, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 CROSS FALLS CIR SPARKS MD 211529358, SPARKS, MD 21152-9358

Mortgage

Document Number	0393110465
Date	Aug 22, 2017
Book Page	039311/000465

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 21, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,434.00 (+11.1%)	$359,900 (+9.63%) Land $105,000 Building $254,900	$359,900 (-) Land $105,000 Building $254,900
2023	$4,891.00	$328,300	$359,900 Land $105,000 Building $254,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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