Monmouth County and Aberdeen Township property record for 3 Cross Ave, Matawan, NJ 07747
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,810 sqft · built 1924 |
| Lot Size | 0.228 acres (9,950 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $500,000 (Aug 2021) |
| Tax Bill | $13,462 (2025) |
| Deeds & Mortgages | Feb 2024 Mortgage Aug 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-00276-0000-00016 |
| Primary APN | 01-00276-0000-00016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,810 sqft Living Area |
| 1st Floor Area | 1,810 sqft |
| Upper Floors Area | 888 sqft |
| Basement Area | 784 sqft |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 1924 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 9,950 sqft (0.228 acres) |
| Lot Dimensions | 99 ft deep x 50 ft wide |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 3 CROSS AVE |
|---|---|
| City | MATAWAN |
| State | NJ |
| Zip | 07747-1004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MF0 |
| Legal Description | INCL BLK 276 LOTS 16 & 17 |
| Legal Subdivision | OAK SHADES |
| Legal Block | 276 |
| Legal Lot Number | 16 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | ABERDEEN |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 802700 |
Source: Monmouth County and Aberdeen Township records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 CROSS AVE, MATAWAN, NJ 07747-1004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 22, 2024 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Aug 25, 2021 | Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 25, 2021 · Amount on Record |
| Deed Sale | Aug 25, 2021 · Amount on Record |
| Prior Sale | Apr 6, 2016 · Amount on Record |
| Deed Document Number | 2021129157 |
| Deed Book / Page | 9538 / 4153 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 3 CROSS AVE, MATAWAN, NJ 07747-1004 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3 CROSS AVE, MATAWAN, NJ 07747-1004 |
| Document Number | 0096785575 |
|---|---|
| Date | Feb 22, 2024 |
| Book Page | 9678/5575 |
| Instrument | 2024012052 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 331 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Aug 25, 2021 |
| Property Address | 3 CROSS AVE, MATAWAN, NJ 07747-1004 |
| Document Number | 0095384153 |
| Book / Page | 9538 / 4153 |
| Instrument Date | Aug 3, 2021 |
| Instrument | 2021129157 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | FOUNDATION TITLE, FOUNDATION TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,175.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 334 GLENMERE AVE, 334, NEPTUNE, NJ 07753-5804 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3 CROSS AVE, MATAWAN, NJ 07747-1004 |
| Document Number | 2021129158 |
|---|---|
| Date | Aug 25, 2021 |
| Instrument | 2021129158 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
Source: Monmouth County and Aberdeen Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Aberdeen Township |
| Unified School District | Matawan-Aberdeen Regional School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $715,000 (+3.62%) Land $381,400 Building $333,600 | $715,000 (+3.62%) Land $381,400 Building $333,600 | |
| 2025 | $13,462.00 (+3.32%) | $690,000 (+25.89%) Land $359,400 Building $330,600 | $690,000 (+25.89%) Land $359,400 Building $330,600 |
| 2024 | $13,029.00 (+7.26%) | ||
| 2023 | $548,100 Land $235,800 Building $312,300 | $548,100 Land $235,800 Building $312,300 | |
| 2022 | $12,147.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ABERDEEN- HIGH SCHOOL/OAKSHADE AREA serves 2,123 people · EPA ID NJ1330003 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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