3 Cromwell Ct, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3 Cromwell Ct, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,932 sqft · built 1974
Lot Size	0.115 acres (4,995 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,000 (Nov 2022)
Tax Bill	$3,347 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Nov 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`093455A069`

Property Details

APN / Parcel Number

Primary APN	`093455A069`
Alternative APN	`6-006C-5031-00-0070.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,932 sqft Living Area
Gross Area	2,676 sqft
1st Floor Area	1,380 sqft
Basement Area	840 sqft
Finished Basement	552 sqft
Unfinished Basement	288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,995 sqft (0.115 acres)
Lot Dimensions	111 ft deep x 45 ft wide
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	240 sqft
Deck Area	Deck Area
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	093455A069
Street Address	3 CROMWELL CT
City	SAINT CHARLES
State	MO
Zip	63301-1243
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	SUNNYBROOK PK #6 REVISED LOT 70
Legal Subdivision	SUNNYBROOK PK #6
Legal Lot Number	70
Jurisdiction	ST CHARLES MO
Township / Civil Division	LINDENWOOD
Census Block Group	3
Census Block	3000
Census Tract	310602

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 CROMWELL CT, SAINT CHARLES, MO 63301-1243
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage SAGE HOME LOANS CORP
Nov 16, 2022	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2022 · Amount on Record
Deed Sale	Nov 16, 2022 · Amount on Record
Prior Sale	Jul 31, 2020 · Amount on Record
Deed Document Number	202261827
Prior Transfer Date	Aug 17, 2012
Prior Transfer Doc	0000628260
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3 CROMWELL CT, SAINT CHARLES, MO 63301-1243
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 CROMWELL CT, SAINT CHARLES, MO 63301-1243

Mortgage

Document Number	0000050884
Date	Nov 12, 2025
Instrument	2025R-050884

Lender

Name	SAGE HOME LOANS CORP
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 16, 2022
Property Address	3 CROMWELL CT, SAINT CHARLES, MO 63301-1243
Document Number	0000061827
Map Reference	MB 18 PG 8
Instrument Date	Nov 14, 2022
Instrument	2022R-061827
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32329 N APPLE TREES RD, MEDORA, IL 62063-4040

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 CROMWELL CT, SAINT CHARLES, MO 63301-1243

Mortgage

Document Number	0000061828
Date	Nov 16, 2022
Instrument	2022R-061828

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,408 (-)	$281,094 (-) Land $60,000 Building $221,094
2025	$3,347.00 (+7.21%)	$53,408 (+9.86%)	$281,094 (+9.86%) Land $60,000 Building $221,094
2024	$3,122.00
2023		$48,614
2022			$255,864 Land $60,000 Building $195,864

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	12 (1978–2012)
Claims Outside the SFHA	6 of 12
Most Recent Claim	May 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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