3 Crescent St, Wayzata, MN 55391 Property Records

Hennepin County property record for 3 Crescent St, Wayzata, MN 55391

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.25 ba · 2,553 sqft · built 1980
Lot Size	0.67 acres (29,185 sqft)
Owner	2 Individual Names on File
Last Sale	$1,805,000 (Aug 2026)
Tax Bill	$13,808 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage May 2026 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`15-117-23-31-0060`

Property Details

APN / Parcel Number

Primary APN	`15-117-23-31-0060`

Interior

Bedrooms	3 Beds
Full Baths	3.25 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,553 sqft Living Area
Gross Area	4,721 sqft
1st Floor Area	2,053 sqft
Basement Area	1,232 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2020
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	29,185 sqft (0.67 acres)
Lot Depth	255 ft Depth
Terrain	Wooded
Garage Type	Attached
Garage Area	936 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	56 sqft
Deck Area	336 sqft
Patio Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	3 CRESCENT ST
City	WAYZATA
State	MN
Zip	55391-9407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 269 A SUPPLEMENTAL PLAT OF MTKA BEACH LOTS 269 AND 270 INCL ADJ 1/2 OF VAC STREET W120X255X120X220
Legal Range	23
Legal Township	117
Legal Section	15
Legal Quarter	31
Legal Subdivision	SUPPLEMENTAL PLAT OF MTKA BEACH
Legal Block	1
Legal Lot Number	269
Jurisdiction	HENNEPIN MN
Township / Civil Division	MINNETONKA BEACH
Census Block Group	1
Census Block	1013
Census Tract	27203

Owner

3 Crescent St is owned and occupied by two individuals who bought it in August 2026.

Source: Hennepin County records, as of August 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 CRESCENT ST, WAYZATA, MN 55391-9407
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Warranty Deed, Transfer · Conventional Mortgage TRADITION MORTGAGE
May 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage BAXTER CREDIT UNION
Dec 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage AFFINITY PLUS FCU
Feb 11, 2022	Deed of Trust, Mortgage · Line of Credit AFFINITY PLUS FCU
Mar 19, 2024	Deed of Trust, Mortgage · Line of Credit BAXTER CU
Dec 16, 2024	Deed of Trust, Mortgage · Conventional Mortgage TRUSTONE FINANCIAL CU
Oct 28, 2025	Intrafamily Transfer, Transfer · Line of Credit TRUSTONE FINANCIAL CU
Dec 18, 2023	Warranty Deed, Transfer · Conventional Mortgage BAXTER CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2026 · Amount on File
Deed Sale	Aug 5, 2026 · Amount on File
Prior Sale	Dec 15, 2023 · Amount on File
Deed Document Number	202611485739
Prior Transfer Date	Oct 10, 2025
Prior Transfer Doc	0011413880
Record Updated	Sep 20, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Aug 5, 2026
Property Address	3 CRESCENT ST, WAYZATA, MN 55391-9407
Document Number	0011485739
Instrument Date	Jul 1, 2026
Instrument	202611485739
Transaction Type	Transfer
Record Updated	Aug 14, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$619,837.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3 CRESCENT ST, WAYZATA, MN 55391-9407

Mortgage

Document Number	0011485740,
Date	Aug 5, 2026
Instrument	202611485740

Lender

Name	TRADITION MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Recording Date	May 13, 2026
Property Address	3 CRESCENT ST, WAYZATA, MN 55391-9407
Document Number	0011462226
Instrument Date	May 4, 2026
Instrument	202611462226
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLESMART

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	3 CRESCENT ST, WAYZATA, MN 55391-9407

Mortgage

Document Number	0011462226,
Date	May 13, 2026
Instrument	202611462226

Lender

Name	BAXTER CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	3 CRESCENT ST, WAYZATA, MN 55391-9407
Transaction Type	Mortgage
Record Updated	Dec 3, 2025
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A11060767
Date	Dec 27, 2021
Instrument	A11060767

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	3 CRESCENT ST, WAYZATA, MN 55391-9407
Transaction Type	Mortgage
Record Updated	Dec 3, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A11077129
Date	Feb 11, 2022
Instrument	A11077129

Lender

Name	AFFINITY PLUS FCU
Type	Credit Union
Address	SAINT PAUL, MN 55107

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Feb 20, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	3 CRESCENT ST, WAYZATA, MN 55391-9407
Transaction Type	Mortgage
Record Updated	Dec 3, 2025
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A11270992
Date	Mar 19, 2024
Instrument	A11270992

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Mar 30, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	3 CRESCENT ST, WAYZATA, MN 55391-9407
Transaction Type	Mortgage
Record Updated	Dec 3, 2025
Title Company	BURNETT TITLE, BURNET TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A11336189
Date	Dec 16, 2024
Instrument	A11336189

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union
Address	MINNEAPOLIS, MN 55447

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Dec 1, 2031
Change Frequency	Annually
Min Rate At Change	6.62%
Max Rate At Change	11.6%
Index	1-Year T-Bill
Max Rate	11.6%

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HENNEPIN MN
Recording Date	Oct 28, 2025
Property Address	3 CRESCENT ST, WAYZATA, MN 55391-9407
Document Number	0A11413880
Instrument Date	Oct 10, 2025
Instrument	A11413880
Transaction Type	Transfer
Record Updated	Dec 3, 2025
Title Company	ANCONA TITLE, ANCONA TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3 CRESCENT ST, WAYZATA, MN 55391-9407

Mortgage

Document Number	0A11413881
Date	Oct 28, 2025
Instrument	A11413881

Lender

Name	TRUSTONE FINANCIAL CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Dec 18, 2023
Property Address	3 CRESCENT ST, WAYZATA, MN 55391-9407
Document Number	0A11252173
Instrument Date	Dec 15, 2023
Instrument	A11252173
Transaction Type	Transfer
Record Updated	Dec 28, 2023
Title Company	EXECUTIVE TITLE, EXECUTIVE ASSOCIATES TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,557.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 CRESCENT ST, WAYZATA, MN 55391-9407

Mortgage

Document Number	0A11252174
Date	Dec 18, 2023
Instrument	A11252174

Lender

Name	BAXTER CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 3 Crescent St was $13,808, up 51.8% from the year before.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Village Of Minnetonka Beach City
Unified School District	Orono Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,808.00 (+51.75%)	$1,169,800 (+43.46%) Land $610,200 Building $559,600	$1,169,800 (+43.46%) Land $610,200 Building $559,600
2024	$9,099.00 (+2.98%)	$815,400 Land $577,800 Building $237,600	$815,400 Land $577,800 Building $237,600
2023	$8,836.00
2022		$811,000 Land $468,000 Building $343,000	$811,000 Land $468,000 Building $343,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3 Crescent St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (1978–2014)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jul 2014 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Crescent St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Minnetonka Beach serves 547 people · EPA ID MN1270034
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

Nearby Properties on Crescent St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures