3 Craggy Rock St, Spring, TX 77381 Property Records

Montgomery County property record for 3 Craggy Rock St, Spring, TX 77381

Property Summary

Property TypeSingle Family Home
Details4 ba · 3,205 sqft · built 1991
Lot Size0.294 acres (12,801 sqft)
Owner2 Individual Names on Record
Last Sale$377,000 (May 2009)
Tax Bill$9,933 (2025)
Deeds & MortgagesJun 2022 Mortgage
Jul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN9722-08-11800

Property Details

APN / Parcel Number

Primary APN9722-08-11800
Alternative APN
  • R191313

Interior

Full Baths3.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures15 Plumbing Fixtures
Stories2 Stories
Building Area3,205 sqft Living Area
Gross Area3,865 sqft
1st Floor Area2,152 sqft
2nd Floor Area1,053 sqft
FlooringCarpet
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof MaterialComposition Shingle
Lot Area12,801 sqft (0.294 acres)
Garage TypeAttached
Garage Area660 sqft
Parking Spaces2 Parking Spaces
PorchOpen Frame Porch
Porch Area268 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address3 CRAGGY ROCK ST
CitySPRING
StateTX
Zip77381-5137
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code6
Legal DescriptionWDLNDS VIL COCHRANS CR 08, BLOCK 4, LOT 36
Legal SubdivisionWDLNDS VIL COCHRANS CR 08
Legal Block4
Legal Lot Number36
JurisdictionMONTGOMERY TX
Township / Civil DivisionSOUTHEAST MONTGOMERY
Census Block Group2
Census Block2000
Census Tract691000

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3 CRAGGY ROCK ST, SPRING, TX 77381-5137
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2022Deed of Trust, Mortgage
FROST BANK
Jul 2, 2020Deed of Trust, Mortgage
HOME PT FIN'L

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 13, 2009 · Amount on Record
Deed SaleMay 13, 2009 · Amount on Record
Prior SaleJul 28, 2006 · Amount on Record
Deed Document Number200940993
Prior Transfer DateJul 26, 2006
Prior Transfer Doc0000086482
Record UpdatedOct 29, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address3 CRAGGY ROCK ST, SPRING, TX 77381-5137
Transaction TypeMortgage
Record UpdatedJul 11, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 CRAGGY ROCK ST, SHENANDOAH, TX 77381-5137

Mortgage

Document Number0000079755
DateJun 24, 2022
Instrument2022079755
Lender
NameFROST BANK
TypeBank
AddressSAN ANTONIO, TX 78296
Agreement
AmountAmount Recorded

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY TX
Property Address3 CRAGGY ROCK ST, SPRING, TX 77381-5137
Document Number0000070277
Instrument DateJul 2, 2020
Transaction TypeMortgage
Record UpdatedAug 28, 2020
Title CompanyNATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3 CRAGGY ROCK ST SPRING TX 773815137, SPRING, TX 77381-5137

Mortgage

Document Number0000070277
DateJul 10, 2020
Instrument70277
Lender
NameHOME PT FIN'L
AddressPARSIPPANY, NJ 07054
Agreement
AmountAmount Recorded
Term300 Months
DueJul 9, 2045

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMontgomery County
Unified School DistrictConroe Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$736,868 (+1%)$755,219 (+2.8%) Land $100,000 Building $655,219
2025$9,933.00 (+6.27%) Homeowner's exemption$669,880 (+1%) Land $100,000 Building $634,682$734,682 (+4.54%) Land $100,000 Building $634,682
2024$9,347.00 (+21.55%) Homeowner's exemption$608,982 (+1%) Land $100,000 Building $602,744$702,744 (+17.84%) Land $100,000 Building $602,744
2023$7,690.00 Homeowner's exemption$553,620 Land $100,000 Building $496,340$596,340 Land $100,000 Building $496,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 189 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies189 in force
Nearby Flood Claims14 (2001–2024)
Claims Outside the SFHA6 of 14
Most Recent ClaimMay 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 3 claims
  • Severe Storms And Flooding, Apr 2016 · 5 claims
  • Hurricane Ike, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTGOMERY COUNTY MUD 47
serves 24,171 people · EPA ID TX1700458
Water SourcePurchased surface water from SJRA THE WOODLANDS
Last State InspectionJan 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Feb 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 367 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Tachus Fiber Internet
Fiber
8,000 / 8,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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