3 Cox Rd, Malone, NY 12953 Property Records

Franklin County and Malone Town property record for 3 Cox Rd, Malone, NY 12953

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,924 sqft · built 1978
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on Record
Last Sale	$273,000 (Dec 2025)
Tax Bill	$7,066 (2026)
Deeds & Mortgages	Sep 2021 Refinance Dec 2025 Sale & Mortgage + 2 more
APN	`164889 141.-1-25`

Property Details

APN / Parcel Number

Primary APN	`164889 141.-1-25`
Alternative APNs	`488914100000010250000000` `1.-034-03`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,924 sqft Living Area
1st Floor Area	1,274 sqft
2nd Floor Area	650 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	32,670 sqft (0.75 acres)
Lot Width	141 ft Width
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	270 sqft
Patio Area	500 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Wood
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	1.-034-03
Street Address	3 COX RD
City	MALONE
State	NY
Zip	12953-6015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01 - NOT Z
Legal Description	SEC141 BLOCK1 LOTPT P
Legal Block	1
Legal Lot Number	25.000
Jurisdiction	FRANKLIN NY
Township / Civil Division	MALONE
Census Block Group	5
Census Block	5000
Census Tract	951400

Owner

Source: Franklin County and Malone Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	44 DOUGLAS ST, WESTBY, WI 54667-1136
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SEACOMM FCU
Dec 31, 2025	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC
Nov 30, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage KEY BANK NA
Mar 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 31, 2025 · Amount on Record
Deed Sale	Dec 31, 2025 · Amount on Record
Deed Document Number	202510791
Prior Transfer Date	Feb 24, 2006
Prior Transfer Doc	0009100000000028
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NY
Property Address	3 COX RD, MALONE, NY 12953-6015
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005083
Date	Sep 24, 2021
Instrument	2021-5083

Lender

Name	SEACOMM FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NY
Recording Date	Dec 31, 2025
Property Address	3 COX RD, MALONE, NY 12953-6015
Document Number	0000010791
Instrument Date	Dec 24, 2025
Instrument	2025-10791
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010792
Date	Dec 31, 2025
Instrument	2025-10792

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2055

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN NY
Recording Date	Nov 30, 2021
Property Address	3 COX RD, MALONE, NY 12953-6015
Document Number	0000006508
Instrument Date	Nov 30, 2021
Instrument	2021-6508
Transaction Type	Transfer
Record Updated	Dec 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	18414 HARBOUR TOWN TER, LEESBURG, VA 20176-3924

Mortgage

Document Number	0000006509
Date	Nov 30, 2021
Instrument	2021-6509

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN NY
Property Address	3 COX RD, MALONE, NY 12953-6015
Document Number	0000001142
Instrument Date	Mar 3, 2017
Transaction Type	Mortgage
Record Updated	Aug 20, 2018
Title Company	CENTENNIAL ABSTRACT, CENTENNIAL ABS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 COX RD MALONE NY 129536015, MALONE, NY 12953-6015

Mortgage

Document Number	0000001142
Date	Mar 8, 2017
Instrument	1142

Lender

Name	COMMUNITY BK
Type	Bank
Address	OLEAN, NY 14760

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 7, 2047

Tax Assessment & Valuation

Source: Franklin County and Malone Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Franklin County
County Subdivision	Malone Town
Unified School District	Malone Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,066.00 (-3.35%)
2025	$7,311.00 (+1.85%)	$190,000 (-) Land $12,200 Building $177,800	$351,852 (-5.56%) Land $22,593 Building $329,259
2024	$7,178.00 (+260.34%)	$190,000 (-) Land $12,200 Building $177,800	$372,549 (+17.65%) Land $23,922 Building $348,627
2023		$190,000 (-) Land $12,200 Building $177,800	$316,667 (+14.17%) Land $20,333 Building $296,334
2022		$190,000 Land $12,200 Building $177,800	$277,372 Land $17,810 Building $259,562
2021	$1,992.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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