3 Cove Rd, Mount Arlington, NJ 07856 Property Records

Morris County and Mount Arlington Borough property record for 3 Cove Rd, Mount Arlington, NJ 07856

Property Summary

Property Type	Single Family Home
Details	744 sqft · built 1947
Lot Size	0.103 acres (4,487 sqft)
Owner	Individual Name on File
Last Sale	$214,000 (May 2019)
Tax Bill	$4,730 (2024)
Deeds & Mortgages	Jul 2020 Mortgage May 2019 Sale & Mortgage
APN	`26-00119-0000-00021`

Property Details

APN / Parcel Number

Primary APN	`26-00119-0000-00021`
Alternative APNs	`260011900021` `11921000`

Interior

Stories	1 Story
Building Area	744 sqft Living Area
1st Floor Area	744 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Construction Type	Frame
Lot Area	4,487 sqft (0.103 acres)
Lot Dimensions	90 ft deep x 50 ft wide

Location & Zoning

Account Number	11921000
Street Address	3 COVE RD
City	MOUNT ARLINGTON
State	NJ
Zip	07856-1004
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA30
Legal Block	119
Legal Lot Number	21
Jurisdiction	MORRIS NJ
Township / Civil Division	MOUNT ARLINGTON
Census Block Group	2
Census Block	2003
Census Tract	45404

Owner

3 Cove Rd is owned and occupied by an individual who bought it in May 2019.

Source: Morris County and Mount Arlington Borough records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	3 COVE RD, MOUNT ARLINGTON, NJ 07856-1004
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2020	Deed of Trust, Mortgage · Conventional with PMI AMERICAS MORTGAGE LENDER LLC AMERICAS MORTGAGE LENDER LLC
May 24, 2019	Deed, Transfer · Conventional Mortgage AMERICAS MORTGAGE LENDER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2019 · Amount on File
Deed Sale	May 24, 2019 · Amount on File
Prior Sale	Mar 19, 2015 · Amount on File
Deed Document Number	201926099
Deed Book / Page	23542 / 1264
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	3 COVE RD, MOUNT ARLINGTON, NJ 07856-1004
Document Number	0239030378
Instrument Date	Jul 23, 2020
Transaction Type	Mortgage
Record Updated	Oct 29, 2020
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NAT'L TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 COVE RD MOUNT ARLINGTON NJ 078561004, MOUNT ARLINGTON, NJ 07856-1004

Mortgage

Document Number	0239030378
Date	Oct 20, 2020
Book Page	023903/000378
Instrument	73466

Lender

Name	AMERICAS MORTGAGE LENDER LLC AMERICAS MORTGAGE LENDER LLC
Type	Bank
Address	WHIPPANY, NJ 07981

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Oct 19, 2050

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	MORRIS NJ
Recording Date	May 24, 2019
Property Address	3 COVE RD, MOUNT ARLINGTON, NJ 07856-1004
Document Number	0235421264
Book / Page	23542 / 1264
Instrument Date	May 14, 2019
Instrument	2019026099
Transaction Type	Transfer
Record Updated	Nov 4, 2021
Title Company	OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,044.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	84 BRADY RD, 84, LAKE HOPATCONG, NJ 07849-1350

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 COVE RD, MOUNT ARLINGTON, NJ 07856-1004

Mortgage

Document Number	2019026100
Date	May 24, 2019
Instrument	2019026100

Lender

Name	AMERICAS MORTGAGE LENDER LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Morris County and Mount Arlington Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
Municipality	Mount Arlington Borough
Unified School District	Mount Arlington Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$232,300 (-) Land $147,700 Building $84,600	$232,300 (-) Land $147,700 Building $84,600
2025		$232,300 Land $147,700 Building $84,600	$232,300 Land $147,700 Building $84,600
2024	$4,730.00
2023		$232,300 Land $147,700 Building $84,600	$232,300 Land $147,700 Building $84,600
2022	$4,155.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3 Cove Rd; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Cove Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT ARLINGTON BORO DPW MAIN private · serves 1,978 people · EPA ID NJ1426005
Water Source	Purchased groundwater from several systems
Last State Inspection	Jan 2026
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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