3 Country Rd, O Fallon, MO 63368 Property Records

St. Charles County property record for 3 Country Rd, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 1973
Lot Size	3.08 acres (134,165 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (May 2016)
Tax Bill	$2,316 (2025)
Deeds & Mortgages	Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`788070A000`

Property Details

APN / Parcel Number

Primary APN	`788070A000`
Alternative APN	`4-0076-1778-00-0004.0000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area
Gross Area	2,016 sqft
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	134,165 sqft
Terrain	Rolling

Exterior Amenities

Porch	Open Porch
Porch Area	276 sqft
Deck Area	Deck Area
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	788070A000
Street Address	3 COUNTRY RD
City	O FALLON
State	MO
Zip	63368-6534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA1
Legal Description	PT SUR 1778
Legal Subdivision	US SURV 1778
Legal Lot Number	4
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1004
Census Tract	312209

Owner

3 Country Rd is owned by two individuals who bought it in May 2016.

Source: St. Charles County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 195, BETHANY, LA 71007-0195
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2016 · Amount on File
Deed Sale	May 10, 2016 · Amount on File
Prior Sale	Sep 23, 2002 · Amount on File
Deed Document Number	2016283200
Deed Book / Page	6536 / 787
Prior Transfer Date	Nov 21, 2011
Prior Transfer Doc	0000408170
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	3 COUNTRY RD, O FALLON, MO 63368-6534
Document Number	0072891365
Instrument Date	Apr 25, 2020
Transaction Type	Mortgage
Record Updated	Jul 15, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 COUNTRY RD FORISTELL MO 633481722, FORISTELL, MO 63348-1722

Mortgage

Document Number	0072891365
Date	May 7, 2020
Book Page	007289/001365
Instrument	293810

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 6, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3 Country Rd was $2,316.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$37,571 (-)	$197,739 (-) Land $101,640 Building $96,099
2025	$2,316.00	$37,571	$197,739 Land $101,640 Building $96,099
2023		$36,578
2022			$192,513 Land $92,400 Building $100,113

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3 Country Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Country Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Brightspeed Fiber	940 / 940
Wisper ISP Fixed Wireless	400 / 30