3 Cotter Dr, New Brunswick, NJ 08901 Property Records

Middlesex County and New Brunswick City property record for 3 Cotter Dr, New Brunswick, NJ 08901

Property Summary

Property TypeSingle Family Home
Details928 sqft · built 1922
Lot Size0.342 acres (14,876 sqft)
OwnerIndividual Name on File
Last Sale$225,000 (Sep 2022)
Tax Bill$6,080 (2025)
Deeds & MortgagesSep 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN13-00725-0000-00001-03

Property Details

APN / Parcel Number

Primary APN13-00725-0000-00001-03
Alternative APNs
  • 13007250000000010003
  • 00074200

Interior

Stories1 Story
Building Area928 sqft Living Area
1st Floor Area928 sqft

Exterior

Year BuiltBuilt 1922
Effective Year BuiltEffective 1922
Construction TypeFrame
Lot Area14,876 sqft (0.342 acres)
Lot Dimensions175 ft deep x 85 ft wide

Location & Zoning

Account Number00074200
Street Address3 COTTER DR
CityNEW BRUNSWICK
StateNJ
Zip08901-1506
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal Description085X175 P/O OLD LOT 1.02
Legal Block725
Legal Lot Number1.3
JurisdictionMIDDLESEX NJ
Township / Civil DivisionNEW BRUNSWICK
Census Block Group1
Census Block1004
Census Tract6002

Owner

3 Cotter Dr is owned by an individual who bought it in September 2022.

Source: Middlesex County and New Brunswick City records, as of June 30, 2026

Owner of RecordIndividual Name on File
Mailing Address25 CLIFTON AVE, NEW BRUNSWICK, NJ 08901-1504
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 2, 2022 · Amount on File
Deed SaleSep 2, 2022 · Amount on File
Prior SaleMay 11, 2006 · Amount on File
Deed Document Number202277985
Deed Book / Page19028 / 1155
Record UpdatedOct 29, 2026

September 2022: Deed, Transfer

Document TypeDeed
JurisdictionMIDDLESEX NJ
Recording DateSep 2, 2022
Property Address3 COTTER DR, NEW BRUNSWICK, NJ 08901-1506
Document Number0000077985
Book / Page19028 / 1155
Instrument DateAug 1, 2022
Instrument2022077985
Transaction TypeTransfer
Record UpdatedSep 16, 2022
Title CompanySAGE TITLE AND SETTLEMENT SERVICES, SAGE TITLE & STLMT SVCS LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,130.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3 COTTER DR, 3, NEW BRUNSWICK, NJ 08901-1506

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 COTTER DR, NEW BRUNSWICK, NJ 08901-1506

Mortgage

Document Number0000077986
DateSep 2, 2022
Instrument2022077986
Lender
NameJERSEY MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3 Cotter Dr was $6,080, up 2.6% from the year before.

Source: Middlesex County and New Brunswick City assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMiddlesex County
MunicipalityNew Brunswick City
Unified School DistrictNew Brunswick City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$226,200 (-) Land $175,300 Building $50,900$226,200 (-) Land $175,300 Building $50,900
2025$6,080.00 (+2.63%)$226,200 Land $175,300 Building $50,900$226,200 Land $175,300 Building $50,900
2024$5,924.00
2023$226,200 Land $175,300 Building $50,900$226,200 Land $175,300 Building $50,900
2022$5,630.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Cotter Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Cotter Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW BRUNSWICK W DEPT
serves 55,000 people · EPA ID NJ1214001
Water SourceSurface water
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
Treatment and ProcedureCorrosion control
Jan 2020
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300

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