Chatham County property record for 3 Cottenham Cir, Savannah, GA 31411
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,200 sqft · built 1985 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $881,500 (Apr 2025) |
| Tax Bill | $14,231 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Sep 2022 Sale + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 1-0200A-03-014 |
| Primary APN | 1-0200A-03-014 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,200 sqft Living Area |
| 1st Floor Area | 1,796 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Garage Area | 736 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 564 sqft |
| Deck Area | 272 sqft |
| Patio Area | 272 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 3 COTTENHAM CIR |
|---|---|
| City | SAVANNAH |
| State | GA |
| Zip | 31411-2502 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 1450 THE LANDINGS SKIDAWAY I SLAND |
| Legal Subdivision | SKDAWY P2 PAT C |
| Legal Lot Number | 1450 |
| Jurisdiction | CHATHAM GA |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 11005 |
Source: Chatham County records · APN 1-0200A-03-014
Assessment roll updated September 15, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 COTTENHAM CIR, SAVANNAH, GA 31411-2502 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 12, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GRAF SUSAN ELLEN |
| Sep 19, 2022 | Warranty Deed, Transfer |
| Sep 12, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 17, 2025 · Amount on Record |
| Deed Sale | Apr 17, 2025 · Amount on Record |
| Prior Sale | Sep 22, 2022 · Amount on Record |
| Deed Book / Page | 3644 / 346 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 3 COTTENHAM CIR, SAVANNAH, GA 31411-2502 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 3 COTTENHAM CIR, SAVANNAH, GA 31411-2502 |
| Document Number | 0029100783 |
|---|---|
| Date | Sep 12, 2022 |
| Book Page | 0000002910/0000000783 |
| Name | GRAF SUSAN ELLEN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jan 01, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHATHAM GA |
| Recording Date | Sep 19, 2022 |
| Property Address | 3 COTTENHAM CIR, SAVANNAH, GA 31411-2502 |
| Document Number | 0029200630 |
| Book / Page | 2920 / 630 |
| Instrument Date | Sep 19, 2022 |
| Instrument | 2022-011404 |
| Transaction Type | Transfer |
| Record Updated | Oct 14, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 COTTENHAM CIR, SAVANNAH, GA 31411-2502 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHATHAM GA |
| Recording Date | Sep 12, 2022 |
| Property Address | 3 COTTENHAM CIR, SAVANNAH, GA 31411-2502 |
| Document Number | 0029100650 |
| Book / Page | 2910 / 650 |
| Instrument Date | Sep 12, 2022 |
| Instrument | 2022-010931 |
| Transaction Type | Transfer |
| Record Updated | Oct 04, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 COTTENHAM CIR, SAVANNAH, GA 31411-2502 |
Source: Chatham County records · Assessment roll updated September 15, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Chatham County |
| Unified School District | Chatham County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,231.00 | $304,080 (+85.41%) Land $150,000 Building $154,080 | $760,200 (+85.41%) Land $375,000 Building $385,200 |
| 2023 | $164,000 (+19.78%) Land $56,400 Building $107,600 | $410,000 (+19.78%) Land $141,000 Building $269,000 | |
| 2022 | $136,920 Land $49,600 Building $87,320 | $342,300 Land $124,000 Building $218,300 |
Source: FEMA National Flood Hazard Layer as of October 14, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 526 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 526 in force |
| Nearby Flood Claims | 44 (1990–2017) |
| Most Recent Claim | Oct 2017 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Moderate above 65% of the US · above 94% of Georgia |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
Based on FCC filings for 162 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | THE LANDINGS SUBDIVISION private · serves 11,058 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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