3 Cottage St, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 3 Cottage St, Marblehead, MA 01945

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,028 sqft · built 1915
Lot Size0.041 acres (1,799 sqft)
OwnerIndividual Name on Record
Last Sale$445,000 (Jun 2026)
Tax Bill$5,365 (2026)
Deeds & MortgagesJun 2026 Transfer
Jun 2026 Sale
Flood ZoneZone X (minimal risk)
APNMARB M:0110 B:0026 L:0

Property Details

APN / Parcel Number

Primary APNMARB M:0110 B:0026 L:0

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,028 sqft Living Area
Gross Area2,056 sqft
Basement Area800 sqft
Unfinished Basement800 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Architectural StyleOther
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area1,799 sqft (0.041 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Street Address3 COTTAGE ST
CityMARBLEHEAD
StateMA
Zip01945-3027
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBR
Legal Block26
JurisdictionMARBLEHEAD MA
Township / Civil DivisionMARBLEHEAD
Census Block Group1
Census Block1004
Census Tract203200

Owner

Source: Essex County and Marblehead Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address26 BELMONT ST, READING, MA 01867-2625
Owner TypeIndividual
VestingIndividual(s)

Deeds, Mortgages & Sale History

DateDocument
Jun 1, 2026Quit Claim Deed, Transfer
Quitclaim
Jun 1, 2026Quit Claim Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 1, 2026 · Amount on Record
Deed SaleJun 1, 2026 · Amount on Record
Deed Document Number20262910
Deed Book / Page43418 / 324
Prior Transfer DateMay 30, 2026
Prior Transfer Doc043416-575
Record UpdatedOct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARBLEHEAD MA
Recording DateJun 1, 2026
Property Address3 COTTAGE ST, MARBLEHEAD, MA 01945-3027
Document Number043416-575
Book / Page43416 / 575
Instrument DateMay 30, 2026
Instrument2026810
Transaction TypeTransfer
Record UpdatedAug 29, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address26 BELMONT ST, READING, MA 01867-2625

June 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMARBLEHEAD MA
Recording DateJun 1, 2026
Property Address3 COTTAGE ST, MARBLEHEAD, MA 01945-3027
Document Number043418-324
Book / Page43418 / 324
Instrument DateMay 28, 2026
Instrument20262910
Transaction TypeTransfer
Record UpdatedAug 29, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 BROMFIELD ST, NEWBURYPORT, MA 01950-3010
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionMarblehead Town
Unified School DistrictMarblehead School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,365.00 (+4.34%)$626,700 (+10.3%) Land $432,000 Building $194,700$409,599 (-36.73%)
2025$5,142.00 (-4.57%)$568,200 (-5.5%) Land $405,000 Building $163,200$647,425
2024$5,388.00 (+13.15%)$601,300 (+26.27%) Land $441,000 Building $160,300
2023$4,762.00$476,200 Land $342,000 Building $134,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims56 (1978–2018)
Claims Outside the SFHA6 of 56
Most Recent ClaimMar 2018 · Severe Winter Storm And Flooding
Claims by Event
  • Winter Coastal Storm, Dec 1992 · 8 claims
  • Coastal Storm, Oct 1991 · 16 claims
  • Coastal Storms, Flood, Ice & Snow, Feb 1978 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMARBLEHEAD WATER DEPT. (MWRA)
serves 20,441 people · EPA ID MA3168000
Water SourcePurchased surface water from MWRA
Last State InspectionMar 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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