Nantucket County and Nantucket Town property record for 3 Cottage Ct, Nantucket, MA 02554 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,716 sqft · built 1838 |
| Lot Size | 0.078 acres (3,388 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,350,000 (Feb 2020) |
| Tax Bill | $6,302 (2025) |
| Deeds & Mortgages | Mar 2024 Refinance Mar 2024 Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11035 |
| Primary APN | 11035 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,716 sqft Living Area |
| Gross Area | 2,337 sqft |
| 1st Floor Area | 1,144 sqft |
| Year Built | Built 1838 |
|---|---|
| Effective Year Built | Effective 1838 |
| Architectural Style | Historical |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,388 sqft (0.078 acres) |
| Heating System | Baseboard |
|---|---|
| Heating Fuel | Electric |
| Account Number | 11035 |
|---|---|
| Street Address | 3 COTTAGE CT |
| City | NANTUCKET |
| State | MA |
| Zip | 02554-3903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | NANTUCKET MA |
| Township / Civil Division | NANTUCKET |
| Census Block Group | 2 |
| Census Block | 2096 |
| Census Tract | 950100 |
Source: Nantucket County and Nantucket Town records · APN 11035
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 COTTAGE CT, NANTUCKET, MA 02554-3903 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 06, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance CAPE COD FIVE CENTS SAVINGS BANK |
| Mar 05, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance DEDHAM INSTITUTION FOR SAVINGS |
| Jul 02, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST REPUBLIC BANK |
| Dec 02, 2021 | Deed of Trust, Mortgage · ARM DEDHAM INSTITUTION FOR SAVINGS |
| Feb 03, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage DEDHAM INSTITUTION FOR SAVINGS |
| Oct 05, 2018 | Redemption Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 03, 2020 · Amount on Record |
| Deed Sale | Feb 03, 2020 · Amount on Record |
| Prior Sale | Jul 28, 2011 · Amount on Record |
| Deed Document Number | 2020322 |
| Deed Book / Page | 1733 / 129 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NANTUCKET MA |
| Property Address | 3 COTTAGE CT, NANTUCKET, MA 02554-3903 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001969-45 |
|---|---|
| Date | Mar 06, 2024 |
| Book Page | 1969/45 |
| Instrument | 202400000385 |
| Name | CAPE COD FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 01, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NANTUCKET MA |
| Property Address | 3 COTTAGE CT, NANTUCKET, MA 02554-3903 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2024 |
| Name | Verified Name |
|---|
| Document Number | 001968-325 |
|---|---|
| Date | Mar 05, 2024 |
| Book Page | 1968/325 |
| Instrument | 366 |
| Name | DEDHAM INSTITUTION FOR SAVINGS |
|---|---|
| Type | Funding / Finance Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 01, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NANTUCKET MA |
| Property Address | 3 COTTAGE CT, NANTUCKET, MA 02554-3903 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0001835-84 |
|---|---|
| Date | Jul 02, 2021 |
| Book Page | 1835/84 |
| Instrument | 2678 |
| Name | FIRST REPUBLIC BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NANTUCKET MA |
| Property Address | 3 COTTAGE CT, NANTUCKET, MA 02554-3903 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 001866-148 |
|---|---|
| Date | Dec 02, 2021 |
| Book Page | 1866/148 |
| Instrument | 4788 |
| Name | DEDHAM INSTITUTION FOR SAVINGS |
|---|---|
| Type | Funding / Finance Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jan 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Jan 01, 2032 |
| Index | 1-Year CMT |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NANTUCKET MA |
| Recording Date | Feb 03, 2020 |
| Property Address | 3 COTTAGE CT, NANTUCKET, MA 02554-3903 |
| Document Number | 1733-129 |
| Book / Page | 1733 / 129 |
| Instrument Date | Jan 13, 2020 |
| Instrument | 322 |
| Transaction Type | Transfer |
| Record Updated | Jun 01, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 COTTAGE CT, NANTUCKET, MA 02554-3903 |
| Document Number | 323 |
|---|---|
| Date | Feb 03, 2020 |
| Instrument | 323 |
| Name | DEDHAM INSTITUTION FOR SAVINGS |
|---|---|
| Type | Funding / Finance Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Feb 01, 2030 |
| Document Type | Redemption Deed |
|---|---|
| Jurisdiction | NANTUCKET MA |
| Recording Date | Oct 05, 2018 |
| Property Address | 3 COTTAGE CT, NANTUCKET, MA 02554-3903 |
| Document Number | 1665-270 |
| Book / Page | 001665 / 000270 |
| Instrument Date | Sep 27, 2018 |
| Instrument | 2815 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 COTTAGE CT NANTUCKET MA 025543903, NANTUCKET, MA 02554-3903 |
Source: Nantucket County and Nantucket Town records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Nantucket County |
| County Subdivision | Nantucket Town |
| Unified School District | Nantucket School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,302.00 (+8.23%) | $1,921,400 (+3.28%) Land $872,400 Building $1,049,000 |
| 2024 | $5,823.00 (+21.09%) | $1,860,300 (+24.18%) Land $838,800 Building $1,021,500 |
| 2023 | $4,809.00 | $1,498,100 Land $734,900 Building $763,200 |
Source: FEMA National Flood Hazard Layer, Nantucket County (25019C), updated February 7, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250199501002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 319 individual NFIP policies nearby |
| Nearby Flood Policies | 357 units insured (38 under condo master policies) 19 of 319 individual policies on primary residences |
| Nearby Flood Claims | 380 (1978–2026) |
| Claims Outside the SFHA | 20 of 380 |
| Most Recent Claim | Feb 2026, other causes, Severe Winter Storm And Snowstorm |
| Flood Events |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Nantucket Historic District listed 1966 · National Historic Landmark (designated 1966) · NRIS 66000772 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures