3 Cottage Ct, Gorham, ME 04038 Property Records

Cumberland County and Gorham Town property record for 3 Cottage Ct, Gorham, ME 04038

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,608 sqft · built 2020
Lot Size0.65 acres (28,314 sqft)
Owner2 Individual Names on Record
Last Sale$450,000 (Dec 2022)
Tax Bill$5,867 (2025)
Deeds & MortgagesDec 2025 Transfer
Dec 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN99-0061-2110

Property Details

APN / Parcel Number

Primary APN99-0061-2110
Alternative APN
  • GRHM M:099 B:061 L:2110

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,608 sqft Living Area
Gross Area2,973 sqft
1st Floor Area864 sqft
Basement Area864 sqft
Unfinished Basement864 sqft

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area28,314 sqft (0.65 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number99-0061-2110
Street Address3 COTTAGE CT
CityGORHAM
StateME
Zip04038-1171
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeUR
Legal Block61
Legal Lot Number2110
JurisdictionGORHAM ME
Township / Civil DivisionGORHAM
Census Block Group1
Census Block1001
Census Tract4002

Owner

Source: Cumberland County and Gorham Town records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3 COTTAGE CT, GORHAM, ME 04038-1171
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 3, 2025Quit Claim Deed, Transfer
Quitclaim
Dec 20, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
ROCKET MORTGAGE
May 1, 2020Warranty Deed, Transfer · Stand-Alone Refinance
GORHAM SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 20, 2022 · Amount on Record
Deed SaleDec 20, 2022 · Amount on Record
Prior SaleMay 1, 2020 · Amount on Record
Deed Document Number202261115
Deed Book / Page39903 / 151
Last Transfer DateDec 1, 2025
Transfer Doc0419060139
Record UpdatedOct 29, 2026

December 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGORHAM ME
Recording DateDec 3, 2025
Property Address3 COTTAGE CT, GORHAM, ME 04038-1171
Document Number0419060139
Book / Page41906 / 139
Instrument DateDec 1, 2025
Instrument49878
Transaction TypeTransfer
Record UpdatedDec 24, 2025

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3 COTTAGE CT, GORHAM, ME 04038-1171

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGORHAM ME
Recording DateDec 20, 2022
Property Address3 COTTAGE CT, GORHAM, ME 04038-1171
Document Number0399030151
Book / Page39903 / 151
Instrument DateDec 19, 2022
Instrument61115
Transaction TypeTransfer
Record UpdatedNov 20, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
AddressPO BOX 64, SCARBOROUGH, ME 04070-0064

Mortgage

Document Number0000061116
DateDec 20, 2022
Instrument61116
Lender
NameROCKET MORTGAGE
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGORHAM ME
Recording DateMay 1, 2020
Property Address3 COTTAGE CT, GORHAM, ME 04038-1171
Document Number0366500203
Book / Page36650 / 203
Instrument DateApr 30, 2020
Instrument22475
Transaction TypeTransfer
Record UpdatedJun 29, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants

Mortgage

Document Number0366500205
DateMay 1, 2020
Book Page36650/205
Instrument22476
Lender
NameGORHAM SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueJun 1, 2035

Tax Assessment & Valuation

Source: Cumberland County and Gorham Town assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMaine
CountyCumberland County
County SubdivisionGorham Town
Unified School DistrictGorham (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$5,867.00 (+0.69%)$396,400 (-) Land $39,500 Building $356,900
2024$5,827.00 (+12.86%)$396,400 (-1.34%) Land $39,500 Building $356,900
2022$5,163.00$401,800 Land $39,500 Building $362,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimFeb 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 53% of Maine
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPORTLAND WATER DISTRICT-GREATER
serves 135,068 people · EPA ID ME0091300
Water SourceSurface water
Last State InspectionAug 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber
2,000 / 2,000
GoNetspeed
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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