3 Cottage Ct, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 3 Cottage Ct, Concord, NH 03301

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,162 sqft · built 1896
Lot Size	0.07 acres (3,049 sqft)
Owner	Individual Name on Record
Last Sale	$219,933 (Aug 2020)
Tax Bill	$7,050 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:24 B:1 L:9`

Property Details

APN / Parcel Number

Primary APN	`M:24 B:1 L:9`
Alternative APN	`CNCD M:7443Z B:21`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,162 sqft Living Area
Gross Area	2,084 sqft
1st Floor Area	704 sqft
Basement Area	704 sqft
Unfinished Basement	704 sqft

Exterior

Year Built	Built 1896
Effective Year Built	Effective 1896
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,049 sqft (0.07 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	3 COTTAGE CT
City	CONCORD
State	NH
Zip	03301-3503
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UT
Legal Block	21
Legal Lot Number	9
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1005
Census Tract	32800

Owner

Source: Merrimack County and Concord City records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 COTTAGE CT, CONCORD, NH 03301-3503
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOUSING FIN AUTH
Aug 5, 2020	Deed of Trust, Mortgage RADIUS FIN'L
Aug 6, 2020	Warranty Deed, Subdivision Related Transfer RADIUS FIN'L
Mar 31, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2020 · Amount on Record
Deed Sale	Aug 6, 2020 · Amount on Record
Prior Sale	Mar 31, 2020 · Amount on Record
Deed Document Number	202016338
Deed Book / Page	3690 / 207
Prior Transfer Date	Mar 26, 2020
Prior Transfer Doc	0000005860
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	3 COTTAGE CT, CONCORD, NH 03301-3503
Document Number	0036900224
Instrument Date	Aug 5, 2020
Transaction Type	Mortgage
Record Updated	Sep 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 COTTAGE CT CONCORD NH 033013503, CONCORD, NH 03301-3503

Mortgage

Document Number	0036900224
Date	Aug 6, 2020
Book Page	003690/000224
Instrument	16340

Lender

Name	HOUSING FIN AUTH
Address	32 CONSTITUTION DR, BEDFORD, NH 03110-6062

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 5, 2025

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	3 COTTAGE CT, CONCORD, NH 03301-3503
Document Number	0036900209
Instrument Date	Aug 5, 2020
Transaction Type	Mortgage
Record Updated	Sep 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 COTTAGE CT CONCORD NH 033013503, CONCORD, NH 03301-3503

Mortgage

Document Number	0036900209
Date	Aug 6, 2020
Book Page	003690/000209
Instrument	16339

Lender

Name	RADIUS FIN'L
Type	Funding / Finance Company
Address	NORWELL, MA 02061

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2050

August 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Aug 6, 2020
Property Address	3 COTTAGE CT, CONCORD, NH 03301-3503
Document Number	0036900207
Book / Page	003690 / 000207
Instrument Date	Aug 3, 2020
Instrument	16338
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 23, 2020
Title Company	MONARCH TITLE SERVICES LLC, MONARCH TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,299.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 ORANGE ST MANCHESTER NH 031044215, MANCHESTER, NH 03104-4215

Mortgage

Document Number	36900209
Date	Aug 6, 2020
Book Page	003690/000209
Instrument	16339

Lender

Name	RADIUS FIN'L
Type	Funding / Finance Company
Address	NORWELL, MA 02061

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2050

Mortgage

Document Number	36900224,
Date	Aug 6, 2020
Book Page	003690/000224
Instrument	16340

Lender

Name	HOUSING FIN AUTH
Address	32 CONSTITUTION DR, BEDFORD, NH 03110-6062

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Aug 5, 2025

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Mar 31, 2020
Property Address	3 COTTAGE CT, CONCORD, NH 03301-3503
Document Number	0036702345
Book / Page	003670 / 002345
Instrument Date	Mar 26, 2020
Instrument	5860
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$863.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 653 GOFFSTOWN NH 030450653, GOFFSTOWN, NH 03045-0653

Tax Assessment & Valuation

Source: Merrimack County and Concord City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Concord School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,050.00 (+8.38%)	$242,200 (-) Land $91,800 Building $150,400
2023	$6,505.00 (+3.73%)	$242,200 (-) Land $91,800 Building $150,400	$325,755
2022	$6,271.00	$242,200 Land $91,800 Building $150,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 44,215 people · EPA ID NH0501010
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Breezeline Fiber	1,000 / 1,000

May also be available: Fidium Fiber, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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