3 Cotswold Dr, Ashford, CT 06278 Property Records

Ashford Town property record for 3 Cotswold Dr, Ashford, CT 06278

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,032 sqft · built 1982
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Jul 2018)
Tax Bill	$4,505 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2018 Sale & Mortgage
APN	`ASHF M:58 B:A L:40`

Property Details

APN / Parcel Number

Primary APN	`ASHF M:58 B:A L:40`
Alternative APNs	`AFRD M:58 B:A L:40` `00112700` `112700`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,032 sqft Living Area
Gross Area	1,625 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	20,473 sqft (0.47 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	112700
Street Address	3 COTSWOLD DR
City	ASHFORD
State	CT
Zip	06278-1504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Block	A
Legal Lot Number	40
Jurisdiction	ASHFORD CT
Township / Civil Division	ASHFORD
Census Block Group	4
Census Block	4001
Census Tract	830100

Owner

Source: Ashford Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 COTSWOLD DR, ASHFORD, CT 06278-1504
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Al (and Others)

Deeds, Mortgages & Sale History

Date	Document
Oct 30, 2020	Deed of Trust, Mortgage · Balloon Mortgage TOTAL MORTGAGE SERVICES LLC
Jul 6, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2018 · Amount on Record
Deed Sale	Jul 6, 2018 · Amount on Record
Prior Sale	Jan 5, 1998 · Amount on Record
Deed Document Number	2018925260003
Deed Book / Page	194 / 121
Transfer Doc	000187-210
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHFORD CT
Property Address	3 COTSWOLD DR, ASHFORD, CT 06278-1504
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	200-332
Date	Oct 30, 2020
Book Page	200/332
Instrument	951810010

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHFORD CT
Recording Date	Jul 6, 2018
Property Address	3 COTSWOLD DR, ASHFORD, CT 06278-1504
Document Number	194-121
Book / Page	194 / 121
Instrument	925260003
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$33.76
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	-
Date	Jul 6, 2018
Instrument	00194/0124

Lender

Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 6, 2048

Tax Assessment & Valuation

Source: Ashford Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Ashford Town
Secondary School District	Regional School District 19 (09 - 12)
Elementary School District	Ashford School District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,505.00 (+13.39%)	$162,050 (+48.4%) Land $33,180 Building $128,870	$313,344 (+309.92%)
2025	$3,973.00	$109,200 (+3.65%) Land $31,710 Building $77,490	$76,440 Land $22,197 Building $54,243
2024	$3,973.00 (+13.97%)
2023	$3,486.00 (+2.53%)	$105,350 (-) Land $31,710 Building $73,640
2022	$3,400.00	$105,350 Land $31,710 Building $73,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - ASHFORD PARK DIVISION private · serves 334 people · EPA ID CT0030031
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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