3 Cory Rd, Ponca City, OK 74601 Property Records

Kay County property record for 3 Cory Rd, Ponca City, OK 74601

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,034 sqft · built 2013
Lot Size	4.11 acres (179,032 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Dec 2021)
Deeds & Mortgages	Sep 2026 Mortgage Nov 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`28449`

Property Details

APN / Parcel Number

Primary APN	`28449`
Alternative APN	`8940-00-000-002-0-000-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,034 sqft Living Area
1st Floor Area	2,034 sqft
Utility Area	1,800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Traditional
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	179,032 sqft (4.11 acres)
Garage Type	Mixed
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	114 sqft
Deck Area	48 sqft
Patio Area	114 sqft
Utility Building	1,800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	28449
Street Address	3 CORY RD
City	PONCA CITY
State	OK
Zip	74601-0001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTON TWP-HANDY LAKE EST N/2 LOT 2 & ALL LOT 3..VETERAN
Legal Range	01E
Legal Township	27N
Legal Section	17
Legal Subdivision	HANDY LAKE ESTATE
Legal Lot Number	2
Jurisdiction	KAY OK
Township / Civil Division	BLACKWELL
Census Block Group	4
Census Block	4105
Census Tract	1302

Owner

3 Cory Rd is owned and occupied by two individuals who bought it in December 2021.

Source: Kay County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 CORY RD, PONCA CITY, OK 74601-0001
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Deed of Trust, Mortgage · VA Mortgage LENDING JD
Nov 14, 2025	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Mar 22, 2023	Deed of Trust, Mortgage · VA Mortgage GOODLEAP LLC
Dec 14, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Mar 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2021 · Amount on File
Deed Sale	Dec 14, 2021 · Amount on File
Prior Sale	Aug 11, 2015 · Amount on File
Deed Document Number	202110623
Deed Book / Page	1890 / 805
Prior Transfer Date	Apr 9, 2013
Prior Transfer Doc	0000003624
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAY OK
Recording Date	Sep 24, 2026
Property Address	3 CORY RD, PONCA CITY, OK 74601-0001
Document Number	0000006854
Book / Page	2048 / 785
Instrument Date	Sep 18, 2026
Instrument	20266854
Transaction Type	Mortgage
Record Updated	Oct 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 CORY RD, PONCA CITY, OK 74601-0001

Mortgage

Document Number	0000006854,
Date	Sep 24, 2026
Book Page	2048/785
Instrument	20266854

Lender

Name	LENDING JD

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAY OK
Property Address	3 CORY RD, PONCA CITY, OK 74601-0001
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 CORY RD, PONCA CITY, OK 74601-0001

Mortgage

Document Number	I2025008307
Date	Nov 14, 2025
Book Page	2016/525
Instrument	I-2025-008307

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2045

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAY OK
Property Address	3 CORY RD, PONCA CITY, OK 74601-0001
Transaction Type	Mortgage
Record Updated	Apr 7, 2023
Title Company	OKLAHOMA LAND TITLE SERVICES LLC, OKLAHOMA LAND TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	I2023001921
Date	Mar 22, 2023
Book Page	1931/441
Instrument	I-2023-001921

Lender

Name	GOODLEAP LLC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAY OK
Recording Date	Dec 14, 2021
Property Address	3 CORY RD, PONCA CITY, OK 74601-0001
Document Number	0000010623
Book / Page	1890 / 805
Instrument Date	Dec 10, 2021
Instrument	2021-010623
Transaction Type	Transfer
Record Updated	Dec 24, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3 CORY RD, PONCA CITY, OK 74601-0001

Mortgage

Document Number	0000010624
Date	Dec 14, 2021
Instrument	2021-010624

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAY OK
Property Address	3 CORY RD, PONCA CITY, OK 74601-0001
Transaction Type	Mortgage
Record Updated	Mar 15, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021001869
Date	Mar 3, 2021
Book Page	1862/264
Instrument	2021-001869

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	239 Months
Due	Feb 1, 2041

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAY OK
Property Address	3 CORY RD, PONCA CITY, OK 74601-0001
Document Number	0000002292
Instrument Date	Mar 11, 2020
Transaction Type	Mortgage
Record Updated	May 4, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 CORY RD PONCA CITY OK 746010001, PONCA CITY, OK 74601-0001

Mortgage

Document Number	0000002292
Date	Mar 24, 2020
Book Page	001832/000277
Instrument	2292

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 23, 2050

Tax Assessment & Valuation

Source: Kay County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Kay County
Elementary School District	Peckham Public School (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$39,275 (+3%) Land $1,921 Building $37,354	$357,049 (+3%) Land $17,468 Building $339,581
2025	Homeowner's exemption	$38,132 Land $2,612 Building $35,520	$346,650 Land $23,743 Building $322,907
2023	Homeowner's exemption	$36,256 Land $2,612 Building $33,644	$343,585 Land $23,743 Building $319,842

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3 Cory Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Cory Rd is moderate, ranking above 64% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 74% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KAY COUNTY RURAL WATER DISTRICT 7 serves 920 people · EPA ID OK3003601
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
KanOkla Communications Fixed Wireless	100 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: Verizon.

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