3 Coppermine Rd, Topsfield, MA 01983 Property Records

Essex County and Topsfield Town property record for 3 Coppermine Rd, Topsfield, MA 01983

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 7,665 sqft · built 1996
Lot Size2.15 acres (93,654 sqft)
Owner2 Individual Names on Record
Tax Bill$37,557 (2025)
Deeds & MortgagesFeb 2024 Refinance
Sep 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNTOPS M:0079 B:0013 L

Property Details

APN / Parcel Number

Primary APNTOPS M:0079 B:0013 L
Alternative APN
  • 2207

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Total Rooms15 Rooms
Stories2 Stories
Building Area7,665 sqft Living Area
Gross Area13,993 sqft
Basement Area3,049 sqft
Unfinished Basement3,049 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area93,654 sqft (2.15 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number2207
Street Address3 COPPERMINE RD
CityTOPSFIELD
StateMA
Zip01983-2016
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeORA
Legal Block13
JurisdictionTOPSFIELD MA
Township / Civil DivisionTOPSFIELD
Census Block Group4
Census Block4019
Census Tract214100

Owner

Source: Essex County and Topsfield Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3 COPPERMINE RD, TOPSFIELD, MA 01983-2016
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
READING COOPERATIVE BANK
Sep 20, 2022Deed of Trust, Mortgage · ARM
READING COOPERATIVE BANK
Jan 9, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
SALEM FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 30, 2004
Deed SaleMar 30, 2004
Prior SaleMar 30, 2004
Deed Document Number200477052
Transfer Doc0000077052
Record UpdatedSep 20, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTOPSFIELD MA
Property Address3 COPPERMINE RD, TOPSFIELD, MA 01983-2016
Transaction TypeMortgage
Record UpdatedFeb 23, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number041980-256
DateFeb 9, 2024
Book Page41980/256
Instrument20240209000420
Lender
NameREADING COOPERATIVE BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term301 Months
DueMar 1, 2049

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTOPSFIELD MA
Property Address3 COPPERMINE RD, TOPSFIELD, MA 01983-2016
Transaction TypeMortgage
Record UpdatedOct 7, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number041201-369
DateSep 20, 2022
Book Page41201/369
Instrument302
Lender
NameREADING COOPERATIVE BANK
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueOct 1, 2052
Interest
Rate TypeAdjustable Rate
Rate4.88%
Type Change DateOct 1, 2029
Index1-Year CMT

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTOPSFIELD MA
Property Address3 COPPERMINE RD, TOPSFIELD, MA 01983-2016
Transaction TypeMortgage
Record UpdatedMay 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number037265-427
DateJan 9, 2019
Book Page37265/427
Instrument20190109001520
Lender
NameSALEM FIVE CENTS SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

Tax Assessment & Valuation

Source: Essex County and Topsfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionTopsfield Town
Secondary School DistrictMasconomet School District (07 - 12)
Elementary School DistrictTopsfield School District (PK - 06)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$37,557.00 (+2.04%)$2,505,500 (-) Land $568,600 Building $1,936,900$2,141,300
2024$36,806.00 (+4.1%)$2,505,500 (+7.71%) Land $568,600 Building $1,936,900
2023$35,357.00$2,326,100 Land $481,000 Building $1,845,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims6 (1996–2010)
Most Recent ClaimMar 2010 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Mar 2010 · 2 claims
  • Severe Storms And Flooding, May 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOPSFIELD WATER DEPARTMENT
serves 5,435 people · EPA ID MA3298000
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Coppermine Rd

Nearby Streets

Search Property Records by Address or Parcel Number