3 Copley St, Lawrence, MA 01843 Property Records

Essex County and Lawrence City property record for 3 Copley St, Lawrence, MA 01843

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,243 sqft · built 1900
Lot Size	0.161 acres (7,000 sqft)
Owner	Individual Name on Record
Last Sale	$487,000 (Aug 2023)
Tax Bill	$4,177 (2026)
Deeds & Mortgages	Apr 2024 Mortgage Aug 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`137 0000 0022 A`

Property Details

APN / Parcel Number

Primary APN	`137 0000 0022 A`
Alternative APN	`LAWR M:0137 B:0000 L:0022`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,243 sqft Living Area
Gross Area	2,804 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,000 sqft (0.161 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	137 0000 0022 A
Street Address	3 COPLEY ST
City	LAWRENCE
State	MA
Zip	01843-2006
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	22
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	1
Census Block	1013
Census Tract	251800

Owner

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 COPLEY ST, LAWRENCE, MA 01843-2006
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2024	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Aug 4, 2023	Quit Claim Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
May 2, 2018	Deed of Trust, Mortgage WINTRUST MTG CORP
Oct 8, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance WINTRUST MORTGAGE
Dec 7, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 4, 2023 · Amount on Record
Deed Sale	Aug 4, 2023 · Amount on Record
Prior Sale	May 6, 1996 · Amount on Record
Deed Document Number	202312536
Deed Book / Page	17802 / 190
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	3 COPLEY ST, LAWRENCE, MA 01843-2006
Transaction Type	Mortgage
Record Updated	May 10, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	017972-130
Date	Apr 22, 2024
Book Page	17972/130
Instrument	5828

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAWRENCE MA
Recording Date	Aug 4, 2023
Property Address	3 COPLEY ST, LAWRENCE, MA 01843-2006
Document Number	017802-190
Book / Page	17802 / 190
Instrument Date	Aug 4, 2023
Instrument	12536
Transaction Type	Transfer
Record Updated	Aug 18, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 COPLEY ST, LAWRENCE, MA 01843-2006

Mortgage

Document Number	0000012537
Date	Aug 4, 2023
Instrument	12537

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	3 COPLEY ST, LAWRENCE, MA 01843-2006
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	15468-113
Date	May 2, 2018
Book Page	15468/113
Instrument	10104

Lender

Name	WINTRUST MTG CORP

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	3 COPLEY ST, LAWRENCE, MA 01843-2006
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ELEVATED TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16031-308
Date	Oct 8, 2019
Book Page	16031/308
Instrument	24951

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	3 COPLEY ST, LAWRENCE, MA 01843-2006
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	16644-189
Date	Dec 7, 2020
Book Page	16644/189
Instrument	34793

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,177.00 (+2.78%)	$483,500 (+4.7%) Land $189,600 Building $293,900	$523,333 (-1.63%)
2025	$4,064.00 (+9.42%)	$461,800 (+15.02%) Land $167,900 Building $293,900	$532,000
2024	$3,714.00 (-3.1%)	$401,500 (+6.41%) Land $141,700 Building $259,800
2023	$3,833.00	$377,300 Land $126,400 Building $250,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 804 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T.

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