Kennebec County and Waterville City property record for 3 Cool St, Waterville, ME 04901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,176 sqft · built 1930 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $223,500 (Dec 2025) |
| Tax Bill | $3,609 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Feb 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | WAVL M:043 B:164 |
| Primary APN | WAVL M:043 B:164 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,176 sqft Living Area |
| Gross Area | 4,720 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,375 sqft (0.33 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 3242 |
|---|---|
| Street Address | 3 COOL ST |
| City | WATERVILLE |
| State | ME |
| Zip | 04901-5219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 164 |
| Jurisdiction | WATERVILLE ME |
| Township / Civil Division | WATERVILLE |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 24201 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kennebec County and Waterville City records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 COOL ST, WATERVILLE, ME 04901-5219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Person |
| Date | Document |
|---|---|
| Dec 31, 2025 | Warranty Deed, Transfer · Conventional Mortgage DOWN EAST CREDIT UNION |
| Feb 2, 2022 | Personal Representative Deed, Transfer · Stand-Alone First Mortgage MAINE STATE CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 2025 · Amount on Record |
| Deed Sale | Dec 31, 2025 · Amount on Record |
| Prior Sale | Feb 2, 2022 · Amount on Record |
| Deed Book / Page | 15604 / 277 |
| Transfer Doc | 0000009437 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Recording Date | Dec 31, 2025 |
| Property Address | 3 COOL ST, WATERVILLE, ME 04901-5219 |
| Document Number | 2025029258 |
| Book / Page | 15604 / 277 |
| Instrument Date | Dec 29, 2025 |
| Instrument | 2025029258 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 COOL ST, WATERVILLE, ME 04901-5219 |
| Document Number | 2025029259 |
|---|---|
| Date | Dec 31, 2025 |
| Instrument | 2025029259 |
| Name | DOWN EAST CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Jan 1, 2055 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | WATERVILLE ME |
| Recording Date | Feb 2, 2022 |
| Property Address | 3 COOL ST, WATERVILLE, ME 04901-5219 |
| Document Number | 2022002637 |
| Book / Page | 14341 / 119 |
| Instrument Date | Jan 26, 2022 |
| Instrument | 2022002637 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 92 OLD NORRIDGEWOCK RD, NORRIDGEWOCK, ME 04957-3671 |
| Document Number | 2022002638 |
|---|---|
| Date | Feb 2, 2022 |
| Instrument | 2022002638 |
| Name | MAINE STATE CREDIT UNION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Kennebec County and Waterville City assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Kennebec County |
| Municipality | Waterville City |
| Unified School District | Waterville (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,609.00 (+12.29%) | $212,300 (+32.11%) Land $26,600 Building $185,700 | |
| 2024 | $3,214.00 (+0.5%) | $160,700 (-) Land $20,400 Building $140,300 | $308,465 |
| 2023 | $3,198.00 (+21.18%) | $160,700 (+57.39%) Land $20,400 Building $140,300 | |
| 2022 | $2,639.00 | $102,100 Land $15,400 Building $86,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 18, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | KENNEBEC WATER DISTRICT serves 22,060 people · EPA ID ME0090750 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures