Delaware County and Sidney Town property record for 3 Concord St, Sidney, NY 13838
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,568 sqft · built 1997 |
| Lot Size | 0.37 acres (16,117 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $77,900 (May 2008) |
| Tax Bill | $3,725 (2026) |
| Deeds & Mortgages | Feb 2024 Mortgage Aug 2023 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 125001 115.20-9-5.2 |
| Primary APN | 125001 115.20-9-5.2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,568 sqft Living Area |
| 1st Floor Area | 1,568 sqft |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 16,117 sqft (0.37 acres) |
| Lot Dimensions | 183 ft deep x 92 ft wide |
| Porch | Slab |
| Porch Area | 145 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 08202556021 |
|---|---|
| Street Address | 3 CONCORD ST |
| City | SIDNEY |
| State | NY |
| Zip | 13838-1614 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 9 |
| Legal Lot Number | 5.200 |
| Jurisdiction | DELAWARE NY |
| Township / Civil Division | SIDNEY |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 970402 |
3 Concord St is owned and occupied by two individuals who bought it in May 2008.
Source: Delaware County and Sidney Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 CONCORD ST, SIDNEY, NY 13838-1614 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 9, 2024 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Aug 4, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance SIDNEY FEDERAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 2008 · Amount on File |
| Deed Sale | May 14, 2008 · Amount on File |
| Prior Sale | Jun 23, 2005 · Amount on File |
| Deed Book / Page | 1215 / 120 |
| Prior Transfer Date | Aug 13, 2004 |
| Prior Transfer Doc | 1078000019 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE NY |
| Property Address | 3 CONCORD ST, SIDNEY, NY 13838-1614 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0002468/29 |
|---|---|
| Date | Feb 9, 2024 |
| Book Page | 2468/29 |
| Instrument | 1013 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 169 Months |
| Due | Mar 1, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE NY |
| Property Address | 3 CONCORD ST, SIDNEY, NY 13838-1614 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002444/264 |
|---|---|
| Date | Aug 4, 2023 |
| Book Page | 2444/264 |
| Instrument | 4942 |
| Name | SIDNEY FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 3 Concord St was $3,725 with a homeowner's exemption, up 1.5% from the year before.
Source: Delaware County and Sidney Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Delaware County |
| County Subdivision | Sidney Town |
| Municipality | Sidney Village |
| Unified School District | Sidney Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,725.00 (+1.53%) Homeowner's exemption | ||
| 2025 | $3,669.00 | $65,000 Land $15,600 Building $49,400 | $130,000 Land $31,200 Building $98,800 |
| 2023 | $65,000 (-) Land $15,600 Building $49,400 | $111,000 (+9.79%) Land $26,640 Building $84,360 | |
| 2022 | $65,000 Land $15,600 Building $49,400 | $101,100 Land $24,264 Building $76,836 | |
| 2021 | $1,920.00 (-31.7%) | ||
| 2020 | $2,811.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Concord St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective October 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 6 (2005–2026) |
| Most Recent Claim | Sep 2026 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Concord St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SIDNEY VILLAGE serves 3,800 people · EPA ID NY1200270 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 30 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
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