Westerly Town property record for 3 Concord Ct, Westerly, RI 02891 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,578 sqft · built 1977 |
| Lot Size | 0.514 acres (22,405 sqft) |
| Owner | Company Name on File |
| Tax Bill | $3,907 (2025) |
| Deeds & Mortgages | Jun 2025 Line of Credit Feb 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | M:068 B:163-A L |
| Primary APN | M:068 B:163-A L |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,578 sqft Living Area |
| Gross Area | 4,430 sqft |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 22,405 sqft (0.514 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 13238000 |
|---|---|
| Street Address | 3 CONCORD CT |
| City | WESTERLY |
| State | RI |
| Zip | 02891-2505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 163 |
| Legal Lot Number | A |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 50901 |
Source: Westerly Town records · APN M:068 B:163-A L
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3 CONCORD CT, WESTERLY, RI 02891-2505 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jun 24, 2025 | Deed of Trust, Mortgage · Line of Credit CHARTER OAK FCU |
| Feb 10, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Feb 10, 2023 |
| Transfer Doc | 02023-1514 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 3 CONCORD CT, WESTERLY, RI 02891-2505 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 02025-8549 |
|---|---|
| Date | Jun 24, 2025 |
| Book Page | 2025/8549 |
| Instrument | 2025-2021 |
| Name | CHARTER OAK FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Jul 01, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Feb 10, 2023 |
| Property Address | 3 CONCORD CT, WESTERLY, RI 02891-2505 |
| Document Number | 02023-1514 |
| Book / Page | 2023 / 1514 |
| Instrument Date | Feb 10, 2023 |
| Instrument | 2023-387 |
| Transaction Type | Transfer |
| Record Updated | Feb 23, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 CONCORD CT, WESTERLY, RI 02891-2505 |
Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,907.00 (-1.61%) | $549,500 (+33.12%) Land $182,900 Building $366,600 |
| 2023 | $3,971.00 (+0.63%) | $412,800 (-) Land $131,200 Building $281,600 |
| 2022 | $3,946.00 | $412,800 Land $131,200 Building $281,600 |
Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090509012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 8 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force 5 of 8 on primary residences |
| Nearby Flood Claims | 4 (2010) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Mar 2010, rainfall accumulation, Severe Storms And Flooding |
| Flood Events |
|
| Wildfire Risk | Low above 20% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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