Monmouth County and Colts Neck Township property record for 3 Concord Ct, Colts Neck, NJ 07722
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.5 ba · 4,966 sqft · built 1991 |
| Lot Size | 1.26 acres (55,321 sqft) |
| Owner | Individual Name on File |
| Last Sale | $875,000 (Feb 2020) |
| Tax Bill | $20,323 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Aug 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00007-31-00001-31 |
| Primary APN | 10-00007-31-00001-31 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,966 sqft Living Area |
| 1st Floor Area | 3,362 sqft |
| Upper Floors Area | 1,604 sqft |
| Basement Area | 3,343 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 55,321 sqft |
| Terrain | Rolling |
| Garage Type | Basement |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Deck Area | 622 sqft |
| Patio Area | 302 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3 CONCORD CT |
|---|---|
| City | COLTS NECK |
| State | NJ |
| Zip | 07722-2029 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF80 |
| Legal Subdivision | BIG WOODS 02 |
| Legal Block | 7.31 |
| Legal Lot Number | 1.31 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | COLTS NECK |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 809901 |
3 Concord Ct is owned and occupied by an individual who bought it in February 2020.
Source: Monmouth County and Colts Neck Township records, as of September 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 CONCORD CT, COLTS NECK, NJ 07722-2029 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Aug 31, 2023 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| Aug 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC |
| May 7, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Feb 11, 2020 | Grant Deed, Transfer · Conventional with PMI JP MORGAN CHASE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 11, 2020 · Amount on File |
| Deed Sale | Feb 11, 2020 · Amount on File |
| Deed Document Number | 202015655 |
| Deed Book / Page | 9396 / 2402 |
| Prior Transfer Date | May 7, 2015 |
| Prior Transfer Doc | 0091145901 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Sep 8, 2026 |
| Property Address | 3 CONCORD CT, COLTS NECK, NJ 07722-2029 |
| Document Number | 0000073658 |
| Book / Page | 9811 / 6607 |
| Instrument Date | Aug 27, 2026 |
| Instrument | 202673658 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2026 |
| Title Company | TITLE365 - OMAHA, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 3 CONCORD CT, COLTS NECK, NJ 07722-2029 |
| Document Number | 0000073658, |
|---|---|
| Date | Sep 8, 2026 |
| Book Page | 9811/6607 |
| Instrument | 202673658 |
| Name | BANK OF AMERICA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 27, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 3 CONCORD CT, COLTS NECK, NJ 07722-2029 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3 CONCORD CT, COLTS NECK, NJ 07722-2029 |
| Document Number | 0096581037 |
|---|---|
| Date | Aug 31, 2023 |
| Book Page | 9658/1037 |
| Instrument | 2023060536 |
| Name | LENDAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | FLINT, MI 48501 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Sep 1, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 3 CONCORD CT, COLTS NECK, NJ 07722-2029 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0095323609 |
|---|---|
| Date | Aug 3, 2021 |
| Book Page | 9532/3609 |
| Instrument | 2021117541 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | PHILADELPHIA, PA 19104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 3 CONCORD CT, COLTS NECK, NJ 07722-2029 |
| Transaction Type | Mortgage |
| Record Updated | May 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0095093882 |
|---|---|
| Date | May 7, 2021 |
| Book Page | 9509/3882 |
| Instrument | 2021075097 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | PHILADELPHIA, PA 19104 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2041 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Feb 11, 2020 |
| Property Address | 3 CONCORD CT, COLTS NECK, NJ 07722-2029 |
| Document Number | 0000015655 |
| Book / Page | 009396 / 002402 |
| Instrument Date | Jan 31, 2020 |
| Instrument | 15655 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2020 |
| Title Company | COUNSELLORS TITLE AGENCY INC, COUNSELLORS TITLE AGCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $875.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 CONCORD CT COLTS NECK NJ 077222029, COLTS NECK, NJ 07722-2029 |
| Document Number | 15656 |
|---|---|
| Date | Feb 11, 2020 |
| Book Page | 009396/002485 |
| Instrument | 15656 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 10, 2050 |
The 2025 property tax bill for 3 Concord Ct was $20,323, up 1.9% from the year before.
Source: Monmouth County and Colts Neck Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Colts Neck Township |
| Elementary School District | Colts Neck Township School District (KG - 08) |
| Secondary School District | Freehold Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,647,800 (+13.03%) Land $628,700 Building $1,019,100 | $1,647,800 (+13.03%) Land $628,700 Building $1,019,100 | |
| 2025 | $20,323.00 (+1.85%) | $1,457,900 Land $488,700 Building $969,200 | $1,457,900 Land $488,700 Building $969,200 |
| 2024 | $19,953.00 | ||
| 2023 | $1,231,300 Land $370,800 Building $860,500 | $1,231,300 Land $370,800 Building $860,500 | |
| 2022 | $17,211.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Concord Ct in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 15 (1980–2018) |
| Claims Outside the SFHA | 10 of 15 |
| Most Recent Claim | Mar 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Concord Ct is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 71% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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