Middlesex County and Lowell City property record for 3 Commonwealth Ave, Lowell, MA 01852
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,047 sqft · built 1950 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $525,000 (Sep 2024) |
| Tax Bill | $6,064 (2026) |
| Deeds & Mortgages | Feb 2024 Sale Oct 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | L03580 |
| Primary APN | L03580 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,047 sqft Living Area |
| Gross Area | 1,764 sqft |
| 1st Floor Area | 812 sqft |
| Basement Area | 672 sqft |
| Unfinished Basement | 672 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | L03580 |
|---|---|
| Street Address | 3 COMMONWEALTH AVE |
| City | LOWELL |
| State | MA |
| Zip | 01852-5709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TSF |
| Legal Block | 1435 |
| Legal Lot Number | 3 |
| Jurisdiction | LOWELL MA |
| Township / Civil Division | LOWELL |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 312300 |
Source: Middlesex County and Lowell City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3 COMMONWEALTH AVE, LOWELL, MA 01852-5709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Feb 16, 2024 | Quit Claim Deed, Transfer |
| Oct 8, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST TECHNOLOGY FEDERAL CU |
| Apr 9, 2018 | Deed of Trust, Mortgage · Line of Credit FIRST TECH FCU |
| Nov 10, 2017 | Personal Representative Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 6, 2024 · Amount on Record |
| Deed Sale | Sep 6, 2024 · Amount on Record |
| Prior Sale | Feb 16, 2024 · Amount on Record |
| Deed Document Number | 202427278 |
| Deed Book / Page | 38737 / 130 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Feb 16, 2024 |
| Property Address | 3 COMMONWEALTH AVE, LOWELL, MA 01852-5709 |
| Document Number | 0038332-22 |
| Book / Page | 38332 / 22 |
| Instrument Date | Feb 8, 2024 |
| Instrument | 4139 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12 HARDING AVE # 1, 1, EVERETT, MA 02149-5225 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 3 COMMONWEALTH AVE, LOWELL, MA 01852-5709 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 34740-96 |
|---|---|
| Date | Oct 8, 2020 |
| Book Page | 34740/96 |
| Instrument | 49933 |
| Name | FIRST TECHNOLOGY FEDERAL CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 1, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOWELL MA |
| Property Address | 3 COMMONWEALTH AVE, LOWELL, MA 01852-5709 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 31986-214 |
|---|---|
| Date | Apr 9, 2018 |
| Book Page | 31986/214 |
| Instrument | 13752 |
| Name | FIRST TECH FCU |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2048 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | LOWELL MA |
| Recording Date | Nov 10, 2017 |
| Property Address | 3 COMMONWEALTH AVE, LOWELL, MA 01852-5709 |
| Document Number | 31631-288 |
| Book / Page | 031631 / 000288 |
| Instrument Date | Nov 7, 2017 |
| Instrument | 50544 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 COMMONWEALTH AVE LOWELL MA 018525709, LOWELL, MA 01852-5709 |
Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Lowell City |
| Unified School District | Lowell School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,064.00 (+18.35%) | $534,298 (+19.7%) Land $225,798 Building $308,500 | $510,526 (+4.69%) |
| 2025 | $5,124.00 (+14.22%) | $446,362 (+18.52%) Land $221,562 Building $224,800 | $487,635 (+0.25%) |
| 2024 | $4,486.00 (+6.38%) | $376,620 (+10.93%) Land $206,920 Building $169,700 | $486,400 |
| 2023 | $4,217.00 | $339,506 Land $179,606 Building $159,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 1 (2006) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2006 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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