3 Commander St, Pensacola, FL 32507 Property Records

Escambia County property record for 3 Commander St, Pensacola, FL 32507

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,372 sqft · built 1943
Lot Size	0.174 acres (7,562 sqft)
Owner	2 Individual Names on File
Last Sale	$50,000 (Aug 2017)
Tax Bill	$1,768 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`37-2S-30-9000-002-004`

Property Details

APN / Parcel Number

Primary APN	`37-2S-30-9000-002-004`
Alternative APNs	`074187000` `74187000`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,372 sqft Living Area
1st Floor Area	1,372 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	7,562 sqft (0.174 acres)
Garage Type	Carport
Carport	Carport
Porch	Open Porch
Porch Area	16 sqft
Utility Building	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	74187000
Street Address	3 COMMANDER ST
City	PENSACOLA
State	FL
Zip	32507-1020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Description	LT 2 BLK 4 CORRY HEIGHTS PB 1 P 93 OR 7813 P 1859 CA 182
Legal Range	30W
Legal Township	02S
Legal Section	37
Legal Subdivision	CORRY HEIGHTS
Legal Block	4
Legal Lot Number	2
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	1
Census Block	1014
Census Tract	2803

Owner

3 Commander St is owned and occupied by two individuals who bought it in August 2017.

Source: Escambia County records, as of December 31, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3 COMMANDER ST, PENSACOLA, FL 32507-1020
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Nov 27, 2017	Warranty Deed, Transfer MIOB 170701 LAND TRUST (CT)
Aug 9, 2017	Warranty Deed, Transfer TIMOTHY & CARRIE THOMAS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2017 · Amount on File
Deed Sale	Aug 9, 2017 · Amount on File
Prior Sale	Jul 31, 2015 · Amount on File
Deed Document Number	201761089
Deed Book / Page	7757 / 1591
Prior Transfer Date	Apr 6, 2015
Prior Transfer Doc	0073570113
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESCAMBIA FL
Property Address	3 COMMANDER ST, PENSACOLA, FL 32507-1020
Transaction Type	Mortgage
Record Updated	Mar 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 COMMANDER ST, PENSACOLA, FL 32507-1020

Mortgage

Document Number	0084821897
Date	Mar 15, 2021
Book Page	8482/1897
Instrument	2021026842

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2036

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Nov 27, 2017
Property Address	3 COMMANDER ST, PENSACOLA, FL 32507-1020
Document Number	0078131859
Book / Page	007813 / 001859
Instrument Date	Nov 22, 2017
Instrument	91998
Transaction Type	Transfer
Record Updated	Dec 4, 2017
Title Company	PARTNERSHIP TITLE COMPANY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$503.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 COMMANDER ST PENSACOLA FL 325071020, PENSACOLA, FL 32507-1020

Mortgage

Document Number	78131862
Date	Nov 27, 2017
Book Page	007813/001862
Instrument	91999

Lender

Name	MIOB 170701 LAND TRUST (CT)
Address	122 E LAKE AVE, LONGWOOD, FL 32750-5441

Agreement

Amount	Amount on Record
Term	120 Months
Due	Nov 26, 2027

Interest

Rate	8%

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Aug 9, 2017
Property Address	3 COMMANDER ST, PENSACOLA, FL 32507-1020
Document Number	0077571591
Book / Page	007757 / 001591
Instrument Date	Aug 3, 2017
Instrument	61089
Transaction Type	Transfer
Record Updated	Aug 25, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	280 S RONALD REAGAN BLVD #120B LONGWOOD FL 327505468, 120B, LONGWOOD, FL 32750-5468

Mortgage

Document Number	77571595
Date	Aug 9, 2017
Book Page	007757/001595
Instrument	61090

Lender

Name	TIMOTHY & CARRIE THOMAS
Address	135 HOBBLE CREEK CYN, SPRINGVILLE, UT 84663-9541

Agreement

Amount	Amount on Record
Term	24 Months
Due	Aug 8, 2019

Interest

Rate Type	Fixed Rate
Rate	8%

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$153,860 Land $27,000 Building $126,860	$153,860 Land $27,000 Building $126,860
2024	$1,768.00 (+5.43%)
2023	$1,677.00 (+12.02%)	$106,074 (-4.94%)	$134,374 (+20.42%) Land $15,000 Building $119,374
2022	$1,497.00	$111,591	$111,591 Land $5,000 Building $106,591

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Commander St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1979–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 1998 · Hurricane Georges

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3 Commander St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PEOPLES WATER SERVICE COMPANY public/private · serves 24,806 people · EPA ID FL1170527
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	9 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, Mediacom Xtream.

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