3 Colt St, Fairfield, NJ 07004 Property Records

Essex County and Fairfield Township property record for 3 Colt St, Fairfield, NJ 07004

Property Summary

Property Type	Single Family Home
Details	2,306 sqft · built 1969
Lot Size	0.776 acres (33,811 sqft)
Owner	2 Individual Names on Record
Last Sale	$600,000 (Mar 2021)
Tax Bill	$11,897 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Mar 2022 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`07-02505-0000-00015`

Property Details

APN / Parcel Number

Primary APN	`07-02505-0000-00015`
Alternative APNs	`070250500015` `00000824`

Interior

Stories	2 Stories
Building Area	2,306 sqft Living Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Construction Type	Frame
Lot Area	33,811 sqft (0.776 acres)
Lot Dimensions	210 ft deep x 161 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	00000824
Street Address	3 COLT ST
City	FAIRFIELD
State	NJ
Zip	07004-2606
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	161X210
Legal Subdivision	MANITAU PARK
Legal Block	2505
Legal Lot Number	15
Jurisdiction	ESSEX NJ
Township / Civil Division	FAIRFIELD
Census Block Group	1
Census Block	1007
Census Tract	21601

Owner

Source: Essex County and Fairfield Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 COLT ST, FAIRFIELD, NJ 07004-2606
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Mar 21, 2022	Deed of Trust, Mortgage VISIONS FCU
Nov 17, 2021	Deed of Trust, Mortgage · Line of Credit VISIONS FCU
Mar 4, 2021	Deed, Transfer · Conventional Mortgage FAMILY FIRST FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2021 · Amount on Record
Deed Sale	Mar 4, 2021 · Amount on Record
Prior Sale	Jul 2, 2015 · Amount on Record
Deed Document Number	202125543
Prior Transfer Date	Dec 13, 1991
Prior Transfer Doc	5203000666
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Recording Date	Apr 17, 2026
Property Address	3 COLT ST, FAIRFIELD, NJ 07004-2606
Document Number	0000025551
Instrument Date	Mar 23, 2026
Instrument	202625551
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TOWNSGATE CLOSING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 COLT ST, FAIRFIELD, NJ 07004-2606

Mortgage

Document Number	0000025551,
Date	Apr 17, 2026
Instrument	202625551

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.01%
Initial Type	Fixed Rate
Max Rate	-1%

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	3 COLT ST, FAIRFIELD, NJ 07004-2606
Transaction Type	Mortgage
Record Updated	Apr 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 COLT STREET, IRVINGTON, NJ 07111-4204

Mortgage

Document Number	0000028286
Date	Mar 21, 2022
Instrument	2022028286

Lender

Name	VISIONS FCU
Type	Credit Union
Address	ENDICOTT, NY 13760

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 14, 2037

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	3 COLT ST, FAIRFIELD, NJ 07004-2606
Transaction Type	Mortgage
Record Updated	Dec 13, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 COTT STREET, FAIRFIELD, NJ 07004

Mortgage

Document Number	2021137593
Date	Nov 17, 2021
Instrument	2021137593

Lender

Name	VISIONS FCU
Type	Credit Union
Address	ENDICOTT, NY 13760

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Mar 4, 2021
Property Address	3 COLT ST, FAIRFIELD, NJ 07004-2606
Document Number	2021025543
Instrument Date	Dec 8, 2020
Instrument	2021025543
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6 MUNSON DR, 6, POMPTON PLAINS, NJ 07444-1507

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 COLT ST, FAIRFIELD, NJ 07004-2606

Mortgage

Document Number	2021025544
Date	Mar 4, 2021
Instrument	2021025544

Lender

Name	FAMILY FIRST FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Essex County and Fairfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Fairfield Township
Elementary School District	Fairfield Township School District (KG - 06)
Secondary School District	West Essex Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$571,700 (-) Land $248,200 Building $323,500	$571,700 (-) Land $248,200 Building $323,500
2025	$11,897.00 (-2.57%)	$571,700 (-) Land $248,200 Building $323,500	$571,700 (-) Land $248,200 Building $323,500
2024	$12,211.00 (+6.64%)
2023		$571,700 Land $248,200 Building $323,500	$571,700 Land $248,200 Building $323,500
2022	$11,451.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 69 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	73 units insured incl. 4 condo units
Nearby Flood Claims	84 (1978–2023)
Claims Outside the SFHA	5 of 84
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Hurricane Irene, Aug 2011 · 33 claims Severe Storms And Flooding, Mar 2010 · 8 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFIELD WATER DEPT serves 7,400 people · EPA ID NJ0707001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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