3 Colonial Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 3 Colonial Rd, Palmyra, VA 22963 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2000
Square Footage	1,280 sqft Living Area
Lot Size	17,511 sqft (0.402 acres)
Garage	720 sqft
Occupancy	Owner Occupied
Tax Bill	$3,037.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`18A 3 92`
Alternative APN	`3098`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Building Area	1,280 sqft Living Area
Gross Area	4,676 sqft Gross Area
1st Floor	1,280 sqft 1st Floor
Basement Area	1,280 sqft Basement
Finished Basement	1,280 sqft Finished
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2000
Exterior Material	Wood Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	17,511 sqft (0.402 acres)
Parking Spaces	3 Parking Spaces
Garage Area	720 sqft Garage

Exterior Amenities

Deck Area	644 sqft Deck
Patio Area	644 sqft Patio
Porch	Porch
Porch Area	108 sqft Porch
Topography	Rolling Topography

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel
Sewage	Municipal Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	3098
Street Address	3 COLONIAL RD
City	PALMYRA
State	VA
Zip	22963-2138
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	DB 383-261 MONTPELIER-3 LOT 92 17,500 SF
Legal Block	9
Legal Lot Number	92
Jurisdiction	FLUVANNA VA
Minor Civil Division	RIVANNA
Census Blockgroup	1
Census Block	1001
Census Tract	20103

Owner

Source: Fluvanna County records · APN 18A 3 92

Assessment roll updated June 25, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3 COLONIAL RD, PALMYRA, VA 22963-2138
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Et Ux (and Wife) - Vendor Data Only

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Refreshed	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLUVANNA VA
Property Address	3 COLONIAL RD, PALMYRA, VA 22963-2138
Transaction Type	Mortgage
Record Updated	Oct 03, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 1703072
Date	Sep 22, 2017
Instrument	1703072

Lender

Name	UVA COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 21, 2042

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Fluvanna County records · Assessment roll updated June 25, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$402,300 (-) Land $30,000 Building $372,300	$402,300 (-) Land $30,000 Building $372,300
2025	$3,037.00 (+36.25%)	$402,300 (+52.27%) Land $30,000 Building $372,300	$402,300 (+52.27%) Land $30,000 Building $372,300
2023		$264,200 Land $30,000 Building $234,200	$264,200 Land $30,000 Building $234,200
2022	$2,229.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fluvanna County (51065C), updated March 25, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 29% of Virginia
Wildfire Likelihood	About 1 in 7,143 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.