Waterford Town property record for 3 Colonial Dr, Waterford, CT 06385
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,675 sqft · built 1968 |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Jun 2001) |
| Tax Bill | $6,718 (2026) |
| Deeds & Mortgages | Mar 2023 Refinance May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WATE M:145 L:1524 |
| Primary APN | WATE M:145 L:1524 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 1,675 sqft Living Area |
| Gross Area | 4,055 sqft |
| Basement Area | 884 sqft |
| Unfinished Basement | 884 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,829 sqft (0.57 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Pool |
| Heating Fuel | Electric |
|---|
| Account Number | 127700 |
|---|---|
| Street Address | 3 COLONIAL DR |
| City | WATERFORD |
| State | CT |
| Zip | 06385-3307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Lot Number | 1524 |
| Jurisdiction | WATERFORD CT |
| Township / Civil Division | WATERFORD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 693500 |
3 Colonial Dr is owned and occupied by two individuals who bought it in June 2001.
Source: Waterford Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 COLONIAL DR, WATERFORD, CT 06385-3307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 2, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance COREPLUS FCU |
| May 3, 2021 | Deed of Trust, Mortgage · Balloon Mortgage CARDINAL FINANCIAL COMPANY LP |
| Feb 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 6, 2001 · Amount on File |
| Deed Sale | Jun 6, 2001 · Amount on File |
| Deed Book / Page | 528 / 1211 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERFORD CT |
| Property Address | 3 COLONIAL DR, WATERFORD, CT 06385-3307 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001811-246 |
|---|---|
| Date | Mar 2, 2023 |
| Book Page | 1811/246 |
| Instrument | 169362 |
| Name | COREPLUS FCU |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERFORD CT |
| Property Address | 3 COLONIAL DR, WATERFORD, CT 06385-3307 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 001710-276 |
|---|---|
| Date | May 3, 2021 |
| Book Page | 1710/276 |
| Instrument | 160072 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERFORD CT |
| Property Address | 3 COLONIAL DR, WATERFORD, CT 06385-3307 |
| Document Number | 1546-124 |
| Instrument Date | Feb 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1100 SUPERIOR AVE E #200 CLEVELAND OH 441142518, 200, CLEVELAND, OH 44114-2518 |
| Document Number | 1546-124 |
|---|---|
| Date | Mar 15, 2018 |
| Book Page | 001546/000124 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Mar 14, 2028 |
The 2026 property tax bill for 3 Colonial Dr was $6,718, up 5.1% from the year before.
Source: Waterford Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Waterford Town |
| Unified School District | Waterford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,718.00 (+5.05%) | $273,750 (-) Land $99,580 Building $174,170 | $498,252 (+160.01%) |
| 2025 | $6,395.00 | $273,750 Land $99,580 Building $174,170 | $191,625 Land $69,706 Building $121,919 |
| 2024 | $6,395.00 (+10.18%) | ||
| 2023 | $5,804.00 | $273,750 Land $99,580 Building $174,170 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Colonial Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3 Colonial Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 92% of Connecticut |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERFORD WPCA serves 16,578 people · EPA ID CT1520071 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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