3 Colley Hill Rd, Gray, ME 04039 Property Records

Cumberland County and Gray Town property record for 3 Colley Hill Rd, Gray, ME 04039

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,079 sqft · built 1900
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on File
Tax Bill	$4,250 (2025)
Deeds & Mortgages	Mar 2021 Refinance May 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`U03066000000`

Property Details

APN / Parcel Number

Primary APN	`U03066000000`
Alternative APNs	`GRAY M:035 B:403 L:066-000` `4412`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,079 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 2012
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Material	Asphalt
Lot Area	21,344 sqft (0.49 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	4412
Street Address	3 COLLEY HILL RD
City	GRAY
State	ME
Zip	04039-9533
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	VILLAG
Legal Block	403
Legal Lot Number	66-0
Jurisdiction	GRAY ME
Township / Civil Division	GRAY
Census Block Group	2
Census Block	2010
Census Tract	4702

Owner

3 Colley Hill Rd, a duplex, is owned by an individual who acquired it in March 2020.

Source: Cumberland County and Gray Town records, as of May 21, 2026

Owner of Record	Individual Name on File
Mailing Address	324 GRAY RD, FALMOUTH, ME 04105-2516
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE
May 3, 2021	Correction Deed
Oct 30, 2019	Deed of Trust, Mortgage · Line of Credit KEYBANK USA
Oct 30, 2019	Deed of Trust, Mortgage · Line of Credit KEYBANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 26, 2020
Transfer Doc	0365520049
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	3 COLLEY HILL RD, GRAY, ME 04039-9533
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0379740093
Date	Mar 25, 2021
Book Page	37974/93
Instrument	21011

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

May 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	GRAY ME
Recording Date	May 3, 2021
Property Address	3 COLLEY HILL RD, GRAY, ME 04039-9533
Document Number	0381440148
Book / Page	38144 / 148
Instrument Date	May 1, 2021
Instrument	31400
Record Updated	Feb 2, 2022

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3 COLLEY HILL RD, GRAY, ME 04039-9533

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	3 COLLEY HILL RD, GRAY, ME 04039-9533
Document Number	0361620170
Instrument Date	Oct 30, 2019
Transaction Type	Mortgage
Record Updated	Nov 20, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 COLLEY HILL RD GRAY ME 040399533, GRAY, ME 04039-9533

Mortgage

Document Number	0361620170
Date	Nov 12, 2019
Book Page	036162/000170
Instrument	57843

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 11, 2049

Interest

Rate Type	Adjustable Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAY ME
Property Address	3 COLLEY HILL RD, GRAY, ME 04039-9533
Document Number	0361580153
Instrument Date	Oct 30, 2019
Transaction Type	Mortgage
Record Updated	Nov 20, 2019
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 COLLEY HILL RD GRAY ME 040399533, GRAY, ME 04039-9533

Mortgage

Document Number	0361580153
Date	Nov 12, 2019
Book Page	036158/000153
Instrument	57592

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 11, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3 Colley Hill Rd was $4,250.

Source: Cumberland County and Gray Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Gray Town
Unified School District	School Administrative District 15 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,250.00	$439,000 Land $109,500 Building $329,500
2023	$4,126.00 (+8.81%)	$271,800 (-) Land $54,400 Building $217,400
2022	$3,792.00	$271,800 Land $54,400 Building $217,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3 Colley Hill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Colley Hill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAY WATER DISTRICT serves 2,468 people · EPA ID ME0090620
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Oct 2024
Treatment and Procedure	Coliform assessment Nov 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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