3 College Ct, La Junta, CO 81050 Property Records

Otero County property record for 3 College Ct, La Junta, CO 81050

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,463 sqft · built 1999
Lot Size	0.364 acres (15,856 sqft)
Owner	2 Individual Names on Record
Last Sale	$320,000 (Jun 2017)
Tax Bill	$2,298 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Feb 2021 Mortgage + 3 more
APN	`4643-151-09004`

Property Details

APN / Parcel Number

Primary APN	`4643-151-09004`
Alternative APN	`111980`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,463 sqft Living Area
Basement Area	558 sqft
Finished Basement	558 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Clay Tile
Lot Area	15,856 sqft (0.364 acres)
Garage Area	780 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	428 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	111980
Street Address	3 COLLEGE CT
City	LA JUNTA
State	CO
Zip	81050-3265
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 MARTIN SUB ORD# 534350 B901 P469; B913 P147; B988 P36 #613436 #624507
Legal Subdivision	MARTIN
Legal Lot Number	4
Jurisdiction	OTERO CO
Township / Civil Division	LA JUNTA
Census Block Group	3
Census Block	3018
Census Tract	968300

Owner

Source: Otero County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 COLLEGE CT, LA JUNTA, CO 81050-3265
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2026	Deed of Trust, Mortgage · Line of Credit UNION FEDERAL CREDIT UNION
Feb 16, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 7, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Feb 7, 2018	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Jun 16, 2017	Warranty Deed, Transfer · VA Mortgage STEARNS LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2017 · Amount on Record
Deed Sale	Jun 16, 2017 · Amount on Record
Prior Sale	Apr 5, 2010 · Amount on Record
Deed Document Number	2017648381
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTERO CO
Recording Date	Oct 13, 2026
Property Address	3 COLLEGE CT, LA JUNTA, CO 81050-3265
Document Number	0000678741
Instrument Date	Oct 5, 2026
Instrument	2026678741
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000678741,
Date	Oct 13, 2026
Instrument	2026678741

Lender

Name	UNION FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 28, 2046

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTERO CO
Property Address	3 COLLEGE CT, LA JUNTA, CO 81050-3265
Transaction Type	Mortgage
Record Updated	Feb 22, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	660279
Date	Feb 16, 2021
Instrument	660279

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Jun 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTERO CO
Property Address	3 COLLEGE CT, LA JUNTA, CO 81050-3265
Transaction Type	Mortgage
Record Updated	May 20, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	657577
Date	May 7, 2020
Instrument	657577

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTERO CO
Property Address	3 COLLEGE CT, LA JUNTA, CO 81050-3265
Transaction Type	Mortgage
Record Updated	Feb 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 650540
Date	Feb 7, 2018
Instrument	650540

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTERO CO
Recording Date	Jun 16, 2017
Property Address	3 COLLEGE CT, LA JUNTA, CO 81050-3265
Document Number	0000648381
Instrument Date	Jun 15, 2017
Instrument	648381
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$32.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 COLLEGE CT, 3, LA JUNTA, CO 81050-3265

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	36 CHAPARRAL CIR, LA JUNTA, CO 81050-3801

Mortgage

Document Number	0000648382
Date	Jun 16, 2017
Instrument	648382

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Otero County assessment roll, as of February 13, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Otero County
Municipality	La Junta City
Unified School District	East Otero School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,298.00 (+10.59%)	$32,685 (+4.77%)	$522,955 (+0.45%)
2023	$2,078.00 (+19.56%)	$31,197 (+21.08%) Land $1,513 Building $29,684	$520,634 (+40.44%) Land $22,585 Building $498,049
2022	$1,738.00	$25,765 Land $1,570 Building $24,195
2021			$370,717 Land $22,585 Building $348,132

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 40% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LA JUNTA serves 8,320 people · EPA ID CO0145420
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
SECOM Fixed Wireless · Fiber in parts of the area	100 / 25

May also be available: Verizon, Viaero Wireless.

Nearby Properties on College Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures