Essex County and Fairfield Township property record for 3 Cole Rd, Fairfield, NJ 07004
| Property Type | Single Family Home |
|---|---|
| Details | 1,800 sqft · built 1962 |
| Lot Size | 0.582 acres (25,339 sqft) |
| Owner | Individual Name on File |
| Last Sale | $237,500 (Nov 1999) |
| Tax Bill | $7,931 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 07-05403-0000-00008 |
| Primary APN | 07-05403-0000-00008 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,800 sqft Living Area |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Construction Type | Frame |
| Lot Area | 25,339 sqft (0.582 acres) |
| Lot Dimensions | 206 ft deep x 123 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 00002881 |
|---|---|
| Street Address | 3 COLE RD |
| City | FAIRFIELD |
| State | NJ |
| Zip | 07004-1114 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 123X206 |
| Legal Subdivision | M D BOSAN PROP |
| Legal Block | 5403 |
| Legal Lot Number | 8 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | FAIRFIELD |
| Census Block Group | 6 |
| Census Block | 6012 |
| Census Tract | 21601 |
3 Cole Rd is owned and occupied by an individual who bought it in November 1999.
Source: Essex County and Fairfield Township records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 COLE RD, FAIRFIELD, NJ 07004-1114 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 4, 1999 · Amount on File |
| Deed Sale | Nov 4, 1999 · Amount on File |
| Deed Book / Page | 5654 / 61 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 3 Cole Rd was $7,931, down 2.6% from the year before.
Source: Essex County and Fairfield Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Fairfield Township |
| Elementary School District | Fairfield Township School District (KG - 06) |
| Secondary School District | West Essex Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $381,100 (-) Land $227,400 Building $153,700 | $381,100 (-) Land $227,400 Building $153,700 | |
| 2025 | $7,931.00 (-2.57%) | $381,100 Land $227,400 Building $153,700 | $381,100 Land $227,400 Building $153,700 |
| 2024 | $8,140.00 | ||
| 2023 | $381,100 Land $227,400 Building $153,700 | $381,100 Land $227,400 Building $153,700 | |
| 2022 | $7,633.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Cole Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 241 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 241 in force |
| Nearby Flood Claims | 566 (1978–2023) |
| Claims Outside the SFHA | 7 of 566 |
| Most Recent Claim | Dec 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Cole Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAIRFIELD WATER DEPT serves 7,400 people · EPA ID NJ0707001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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