Westchester County and North Castle Town property record for 3 Cole Dr, Armonk, NY 10504
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 5,898 sqft · built 1985 |
| Lot Size | 2.97 acres (129,373 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $2,300,000 (Sep 2004) |
| Tax Bill | $39,208 (2026) |
| Deeds & Mortgages | Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 553800 94.02-1-3 |
| Primary APN | 553800 94.02-1-3 |
|---|---|
| Alternative APNs |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 5,898 sqft Living Area |
| 1st Floor Area | 5,898 sqft |
| Basement Area | 1,775 sqft |
| Finished Basement | 1,775 sqft |
| Unfinished Basement | 1,775 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Stucco |
| Lot Area | 129,373 sqft (2.97 acres) |
| Garage Type | Attached |
| Garage Area | 750 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | R2A |
|---|---|
| Street Address | 3 COLE DR |
| City | ARMONK |
| State | NY |
| Zip | 10504-3004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2A |
| Legal Block | 1 |
| Legal Lot Number | 3.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | NORTH CASTLE |
| Census Block Group | 3 |
| Census Block | 3030 |
| Census Tract | 12304 |
Source: Westchester County and North Castle Town records, as of October 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 COLE DR, ARMONK, NY 10504-3004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 21, 2004 · Amount on Record |
| Deed Sale | Sep 21, 2004 · Amount on Record |
| Deed Document Number | 200442230322 |
| Last Transfer Date | Jun 5, 2025 |
| Transfer Doc | 0000003166 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Aug 1, 2017 |
| Property Address | 3 COLE DR, ARMONK, NY 10504-3004 |
| Document Number | 0572003015 |
| Book / Page | 057200 / 003015 |
| Instrument Date | Jul 24, 2017 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2018 |
| Title Company | THOROUGHBRED TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,100.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5215 PINE CONE LN DURHAM NC 277058703, DURHAM, NC 27705-8703 |
| Document Number | 572123705 |
|---|---|
| Date | Aug 1, 2017 |
| Book Page | 057212/003705 |
| Name | TIAA FSB |
|---|---|
| Address | NEW YORK, NY 10016 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 31, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
Source: Westchester County and North Castle Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | North Castle Town |
| Unified School District | Byram Hills Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $39,208.00 (-0.8%) | ||
| 2025 | $39,523.00 | $31,000 (-15.76%) Land $3,400 Building $27,600 | $1,913,581 (-6.4%) Land $209,877 Building $1,703,704 |
| 2024 | $36,800 (-) Land $3,400 Building $33,400 | $2,044,445 (-8.33%) Land $188,889 Building $1,855,556 | |
| 2023 | $36,800 Land $3,400 Building $33,400 | $2,230,303 Land $206,061 Building $2,024,242 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 12 (1979–2022) |
| Claims Outside the SFHA | 7 of 12 |
| Most Recent Claim | Apr 2022 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Optimum Cable | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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