3 Cold Spring Rd, Westford, MA 01886 Property Records

Middlesex County and Westford Town property record for 3 Cold Spring Rd, Westford, MA 01886

Property Summary

Property Type	Condominium
Details	3 bd · 3.5 ba · 2,716 sqft · built 2020
Lot Size	2.11 acres (92,252 sqft)
Owner	2 Individual Names on Record
Last Sale	$749,900 (Mar 2021)
Tax Bill	$13,167 (2025)
Deeds & Mortgages	Dec 2021 Sale Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WFOR M:0031.0 P:0044 S:0002`

Property Details

APN / Parcel Number

Primary APN	`WFOR M:0031.0 P:0044 S:0002`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,716 sqft Living Area
Gross Area	4,668 sqft
Basement Area	1,160 sqft
Unfinished Basement	1,160 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	92,252 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3 COLD SPRING RD
City	WESTFORD
State	MA
Zip	01886-2212
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RA
Jurisdiction	WESTFORD MA
Township / Civil Division	WESTFORD
Census Block Group	2
Census Block	2000
Census Tract	318300

Owner

Source: Middlesex County and Westford Town records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 COLD SPRING RD, WESTFORD, MA 01886-2212
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Condominium Deed, Transfer
Mar 2, 2021	Condominium Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2021 · Amount on Record
Deed Sale	Mar 2, 2021 · Amount on Record
Deed Document Number	202112461
Deed Book / Page	35408 / 51
Record Updated	Jun 8, 2026

December 2021: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	WESTFORD MA
Recording Date	Dec 13, 2021
Property Address	3 COLD SPRING RD, WESTFORD, MA 01886-2212
Document Number	036615-165
Book / Page	36615 / 165
Instrument Date	Dec 10, 2021
Instrument	71975
Transaction Type	Transfer
Record Updated	Dec 31, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 COLD SPRING RD # 3, 3, WESTFORD, MA 01886-2212

March 2021: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	WESTFORD MA
Recording Date	Mar 2, 2021
Property Address	3 COLD SPRING RD, WESTFORD, MA 01886-2212
Document Number	0035408-51
Book / Page	35408 / 51
Instrument Date	Mar 1, 2021
Instrument	12461
Transaction Type	Transfer
Record Updated	Jan 27, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3 COLD SPRING RD # 3, 3, WESTFORD, MA 01886-2212

Mortgage

Document Number	0000012462
Date	Mar 2, 2021
Instrument	12462

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Westford Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Westford Town
Unified School District	Westford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,167.00 (+5.59%)	$977,500 (+7.94%) Building $977,500
2024	$12,470.00 (+10.25%)	$905,600 (+18.18%) Building $905,600	$764,655
2023	$11,311.00	$766,300 Building $766,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1978)
Most Recent Claim	Feb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTFORD WATER DEPARTMENT serves 18,848 people · EPA ID MA3330000
Water Source	Groundwater influenced by surface water
Last State Inspection	Jun 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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